I've only been on charter boats. Head boats just don't sound like a good thing. Call Bob Bowes, or Matt Bowes in Valley Lee. They both run charter boats, and you pay for the boat which carries maybe 8-12 people. Get your own group together, and split the cost and it costs about the same as a head boat, and it's MUCH better. They take you way out in the bay, you bring your own coolers with food & beer
(or soda).
They provide chum, bait and rods - plus they take the fish off the rod for you, which I personally like because I'm wimpy.
Matt is a friendly guy, and Bob (his Dad) is a salty old fisherman.
They are both great. I've always had a great time on either boat.