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Originally Posted by cwo_ghwebb  We got Tricare Prime which is hard to beat. Funny thing is that Medicare (which my wife got after being classified disabled by Social Security), takes precedence over Tricare. Just weird. |
It's a tangled web, it is.
But the reason is - Tricare is the secondary payer. That's because both programs are essentially "subsidized" by the government, if that's the right word. In other words, Tricare (in your case, Prime) is (for military members, retirees, and their family, etc) is obtained through the federal government and your premiums (460/year for family, last I checked) are a lot less than with private health care insurance companies. Medicare is (for the elderly but sometimes other people who are disabled) through the federal government, also.
When I first got my HSA, one of the regulations were that you couldn't have and HSA if you were under Tricare or Medicare. (because they are essentially subsidized health care insurance plans)