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Originally Posted by Mousebaby  Thing is they also frown upon you not having any credit cards at all which is stupid! If I don't have credit cards I have more cash to pay for what I need, so it's just plain stupid to do that. I don't get it!  |
That's true too. I had one insurance company raise my rates because I didn't have a history of a car loan.
I don't NEED a car loan! If I need money for a new vehicle, I use a secured line of credit, which doesn't count as a car loan.