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Originally Posted by GWguy  That's true too. I had one insurance company raise my rates because I didn't have a history of a car loan.  I don't NEED a car loan! If I need money for a new vehicle, I use a secured line of credit, which doesn't count as a car loan. |
Is that like when you use your own bank to buy the car? Because that is what we did and they are pissing all over our credit score and it's pissing me off! We had excellent credit and because we paid off a bunch of stuff by refinancing we got our credit score screwed!
