Quote:
Originally Posted by Mousebaby  Is that like when you use your own bank to buy the car? Because that is what we did and they are pissing all over our credit score and it's pissing me off! We had excellent credit and because we paid off a bunch of stuff by refinancing we got our credit score screwed!  |
Yes, same thing, but you use money you already have and secure the loan against those funds. You basically pay back yourself.