| I had a HELOC for $10,000 for the past 3 years. I got a notice from the bank holding the note that they were closing it due to the value of my home. Never used it and it maintained a zero balance. Took the loan in the first place just in case something major happened to the house. The interest rate was better than than your average credit card. I"m concerned this will affect my credit score in a negative way. My score has been very good. The credit line won't be on attached to my score but the fact that the account was closed will. Do you think it will hurt my score? |