Need some help

Mojo

Mojo

New Member
I an thinking of buying a CBR 1000, does anyone know how much insurance will be? Is is more or less than a car?
 
Softballkid

Softballkid

No Longer the Kid
Depends on age, current insurance record (ie- points, accidents, etc..etc..)

Most insurance companies go off the cc's of the bike, with that being said, 1000cc's will cost a bit more than a 600 obviously..

I had a Gixxer 750, my insurance was like 100 bucks a month.. I was 21 at the time, no points or violations on record...I have State Farm...


As for being more than a car, my Ranger(liability) cost me 24 bucks a month, my F150(full coverage) is like 102 bucks a month..

So it all depends I guess...
 
desertrat

desertrat

0_0
Mojo said:
I an thinking of buying a CBR 1000, does anyone know how much insurance will be? Is is more or less than a car?
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Should be way less if your talking a Ferrari, way more than a '94 Escort.. Call your insurance company or try Progressive at 800-776-4737.
 
onebdzee

onebdzee

off the shelf
desertrat said:
Call your insurance company or try Progressive at 800-776-4737.
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:yeahthat:

If you take the MSC(advance course) your insurance will go down even more....I pay $304 a year for mine and when I take the advance class later on this summer, I will be paying $167
 
Mojo

Mojo

New Member
onebdzee said:
:yeahthat:

If you take the MSC(advance course) your insurance will go down even more....I pay $304 a year for mine and when I take the advance class later on this summer, I will be paying $167
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That is dirt cheap, I will call my insurance company (progressive) today and find out.
 
Mojo

Mojo

New Member
aps45819 said:
www.bikeline.com

Harry Stone on Great Mills Rd. carries various bike insurance companies. Progressive, Dairyland, etc.
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ok thanx. Another question I have is, If I decide to buy a used bike, what is considered high mileage? How many miles to people usually put on a bike before it is considered worn out?
 
onebdzee

onebdzee

off the shelf
Mojo said:
That is dirt cheap, I will call my insurance company (progressive) today and find out.
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I don't have any points/accidents on my record....if you do, it might be more expensive

I have also been driving since I was 16(and I won't say how many years that is)
 
aps45819

aps45819

24/7 Single Dad
Mojo said:
ok thanx. Another question I have is, If I decide to buy a used bike, what is considered high mileage? How many miles to people usually put on a bike before it is considered worn out?
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That depends on the bike and year. Generaly, the newer the bike, the longer it will last. Manufacturing processes constantly improve.
What year CBR are you looking at?
 
Ponytail

Ponytail

New Member
Mojo said:
That is dirt cheap, I will call my insurance company (progressive) today and find out.
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After you talk to progressive, call state Farm. State Farm was WAAAAAYYY cheaper than Progressive. Definitely shop around. And when you shop around, make sure that they understand that you will change companies and insure both vehicles. Most insurance companies offer multi vehicle discounts and it's easier to claim a car as primary transportation which also decreases the rate for motorcycle coverage. :yay:
 
Ponytail

Ponytail

New Member
Mojo said:
Yes, this will be my first bike. I have only ridden dirt bikes.
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take a motorcycle safety course. PLEASE. And rethink getting that 1000cc. TOTALLY different world on the street.
 
T

Toreadoralpha

Guest
Progressive wanted $986 a year compared to $386 for Dairyland for full coverage on a new liter bike. Dairyland will also give a 10% discount to AMA members, as well as the discount for the MSF course. Even when I added on another 5K for aftermarket part replacement Dairyland was still way lower than Progressive.
 
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