Just curious on what the average family has in savings. I know this isn't a very accurate poll, but I was curious. :smile: Not talking about stocks and things, but actual money that you could go withdraw from the bank today.

$74,677.19

Just curious on what the average family has in savings. I know this isn't a very accurate poll, but I was curious. :smile: Not talking about stocks and things, but actual money that you could go withdraw from the bank today.Gettin a lil personal are't ya there Sunshine? :lmao:

Gettin a lil personal are't ya there Sunshine? :lmao:

How is an anonymous poll personal? :shrug:

$74,677.19

I mean real money, not in your Monopoly game. :huggy:

$74,677.19

I've got you beat by $3.87. :coffee:

How is an anonymous poll personal? :shrug:

oh the poll wasn't up when I posted.... :lmao:

:peteisbusted:

I think we got a lot of liars up in here...:lol:

Oh, and I just checked my account. I have $111,975.41 that I can go withdraw today without any issue.

I just don't think I feel like doing it right now. :biggrin:

Where is the option for
Im so poor that I Cant even walk past a bank without them trying to take money from me.

I think we got a lot of liars up in here...:lol:

Oh, and I just checked my account. I have $111,975.41 that I can go withdraw today without any issue.

I just don't think I feel like doing it right now. :biggrin:
Pssst
I counted the college fund too.
Hey, I can get at it anytime I want, so it counts.

$74,677.19

YAY! Dinner's on Pete next time! :yahoo:

according to WIKI (and we know thats real accurate) The average family in the U.S has about 1000.00 in their savings.

I think this would mean that retirement is out of the question for our next flood of old peoples.

I think we got a lot of liars up in here...:lol:

Oh, and I just checked my account. I have $111,975.41 that I can go withdraw today without any issue.

I just don't think I feel like doing it right now. :biggrin:

I'll be over after work.:love:

I'll be over after work.:love:

I'll be in the back yard shaking the money tree and diggin holes. :dance:

I'll be in the back yard shaking the money tree and diggin holes. :dance:

Sugarmomma.

$ 357,213.57

am I the only millionaire on here? :whistle:

am I the only millionaire on here? :whistle:

Sorry nacho found a better sugermomma. Ill be over after work.:love:

Sorry nacho found a better sugermomma. Ill be over after work.:love:

I'm used to it by now, hun. Ya win some ya lose some. :shrug:

am I the only millionaire on here? :whistle:

No :whistle:

$74,677.19

OK this is a lie, I really have $74.67, I just added the other numbers so people would like me.

far far too little.... :nomoney:

OK this is a lie, I really have $74.67, I just added the other numbers so people would like me.

Sucks to be you......you like jackson wonders ?.....:whistle:

I'm used to it by now, hun. Ya win some ya lose some. :shrug:

There is enough of me to go around, I wouldnt do that to you nacho.

Sucks to be you......you like jackson wonders ?.....:whistle:

It's OK, Obama is gonna gits me mines.

OK this is a lie, I really have $74.67, I just added the other numbers so people would like me.

Did it work?

Did it work?

No.

OK this is a lie, I really have $74.67, I just added the other numbers so people would like me.
you only added $7.19
whats the issue here? I could find that much in my couch.

It's OK, Obama is gonna gits me mines.

:killingme

I think you could get a better idea if there were more lower denominations and less big ones. Something like 0-2500, 2501-5000, 5001-10000 and so on.

And yea, somehow I doubt there are that many with the largest denomination.

according to WIKI (and we know thats real accurate) The average family in the U.S has about 1000.00 in their savings. I was going to laugh and say that's crap but looking at the poll maybe it's not far off.



And yea, somehow I doubt there are that many with the largest denomination.I don't doubt it at all. Someone who's been working 25-30 years should have $50K or more tucked away (yes there are old people here). :lmao:

I suppose that's true, but the op stated money that you can get today. Shouldn't most of that be in accounts that limit withdraw? I also went back and looked at the poll again and the highest denomination is only 50K, for some reason the first time I saw it I thought it was higher.

I suppose that's true, but the op stated money that you can get today. Shouldn't most of that be in accounts that limit withdraw? I also went back and looked at the poll again and the highest denomination is only 50K, for some reason the first time I saw it I thought it was higher.Yes you're correct. Money you can withdraw today. There's a rule of thumb about how much cash you should have to live for so many months. I don't remember what it is but I know I'm good for over 3 years. :overachiever: :lmao:

Yes you're correct. Money you can withdraw today. There's a rule of thumb about how much cash you should have to live for so many months. I don't remember what it is but I know I'm good for over 3 years. :overachiever: :lmao:

Man I am so broke..................

Man I am so broke..................

Man I am so broke..... if it costs a nickle to crap, I'd have to throw up everyday. :killingme

I keep enough to live on for about 8 months. I think any more is unwise since NFCU is now paying a whopping 0.40% on savings.

$74,677.19
not bad. :coffee:

Did it work?

I like him more now! :howdy:

We keep around $50K in savings, we like to have access to a chunk of cash in case of emergencies. I'm trying not to even look at our investments these days with how the market has been lately :twitch:

Yes you're correct. Money you can withdraw today. There's a rule of thumb about how much cash you should have to live for so many months. I don't remember what it is but I know I'm good for over 3 years. :overachiever: :lmao:

Will you marry me? :flowers:

I just got my NFCU dividend so I think I'm up to about twelve cents. :jet:

I have interest phobia, so I keep enough in savings to pay for anything major that might happen - new roof, car goes kerflooey, whatever. Every extra penny I have goes into paying off my mortgage (that interest phobia thing).

I keep enough to live on for about 8 months. I think any more is unwise since NFCU is now paying a whopping 0.40% on savings.There are better vehicles to set your $$ in than a $.40% savings account. :lmao:



Will you marry me? :flowers:

I just got my NFCU dividend so I think I'm up to about twelve cents. :jet:Why get married when we can just shack up? :jet:

I have interest phobia, so I keep enough in savings to pay for anything major that might happen - new roof, car goes kerflooey, whatever. Every extra penny I have goes into paying off my mortgage (that interest phobia thing).

I wanted to do that with "extra" money but our money manager explained why it wasn't in our best interests to do so. It was a lengthy conversation that made sense at the time. It had to do with making more in investments as a percentage than you would be saving by paying off your mortgage early. Tax deductions :blahblah: We decided to listen to the guy since we are actually paying him to manage our investments. :lol:

Sugarmomma.

Where does one find one of those. I've never dated a woman that had two nickels to rub together.

Where does one find one of those. I've never dated a woman that had two nickels to rub together.

Stay away from the clubs and look for one that is actually a responsible grown up and has a job maybe? :shrug:

I wanted to do that with "extra" money but our money manager explained why it wasn't in our best interests to do so. It was a lengthy conversation that made sense at the time.

I've had that same conversation with money people, including my husband and Dad. But there's that phobia thing that I can't get past. It pisses me off to see how much interest I'll pay on my house, and excites me to think how much interest I save by making extra principle payments.

Where does one find one of those. I've never dated a woman that had two nickels to rub together.

If you're young and cabana boy cute, you should be able to hook up with some old broad with money, easy.

If you're young and cabana boy cute, you should be able to hook up with some old broad with money, easy.Just PM him your address already. :duh:

I've had that same conversation with money people, including my husband and Dad. But there's that phobia thing that I can't get past. It pisses me off to see how much interest I'll pay on my house, and excites me to think how much interest I save by making extra principle payments.

That would feel good to me as well. I refuse to part with my big chunk of cold had cash in the bank though. I told hubby I want to be able to go to the bank and walk out with my load and fly/drive where ever the hell I want to and have enough to hide out for a while. :lol:

I have interest phobia, so I keep enough in savings to pay for anything major that might happen - new roof, car goes kerflooey, whatever. Every extra penny I have goes into paying off my mortgage (that interest phobia thing).

:yeahthat:

I wanted to do that with "extra" money but our money manager explained why it wasn't in our best interests to do so. It was a lengthy conversation that made sense at the time. It had to do with making more in investments as a percentage than you would be saving by paying off your mortgage early. Tax deductions :blahblah: We decided to listen to the guy since we are actually paying him to manage our investments. :lol:


Our investor guy told us the same thing! I am still adding an extra $25 per payment. Not much, I know, but every little bit helps.

The general rule of thumb I have heard is 6 months living expenses. Although they urge at least 3 because most people don't even have that.

It's OK, Obama is gonna gits me mines.Yep, he's gonna get you everything for free. :lol:

WAAAAYYYYY less than $10,000!!! :lmao:

The general rule of thumb I have heard is 6 months living expenses. Although they urge at least 3 because most people don't even have that.

I always heard those numbers but I think they all got bumped up because of this wacked-out economy. I had about 12 months but it went down to 8 months when I added another pony to the stable back in August.

:yahoo:

Yep, he's gonna get you everything for free. :lol:
go ahead and laugh, its coming.
In anticipation, I have not paid my truck payment, my trailer payment, or my house payment since he took office.

any day now he will be sending the check.... any day,,,,, any,,,

I hope.

I've had that same conversation with money people, including my husband and Dad. But there's that phobia thing that I can't get past. It pisses me off to see how much interest I'll pay on my house, and excites me to think how much interest I save by making extra principle payments.

I get where you are coming from with the interest phobia. If I start to send in an extra $554.58 a month starting next month, I cut 14 years off of my mortgage. Mortgage paid off by 2021 sounds good to me. I didn't check to see how quickly that would drop my PMI either and once that goes down, that will open up over $100 extra to send in, invest, or do whatever with.

go ahead and laugh, its coming.
In anticipation, I have not paid my truck payment, my trailer payment, or my house payment since he took office.

any day now he will be sending the check.... any day,,,,, any,,,

I hope.I wouldn't hold my breath for that check if I were you. :lol: As for my savings.....I ain't tellin.:whistle:

Just curious on what the average family has in savings.

Dust and a list of "Aw Sh*t's."

$74,677.19

I've got you beat by $3.87. :coffee:

I think we got a lot of liars up in here...:lol:

Oh, and I just checked my account. I have $111,975.41 that I can go withdraw today without any issue.

I just don't think I feel like doing it right now. :biggrin:

$ 357,213.57

am I the only millionaire on here? :whistle:

No :whistle:

:really: How YOU doin' ? :whistle:

OK this is a lie, I really have $74.67, I just added the other numbers so people would like me.
nevermind

WAAAAYYYYY less than $10,000!!! :lmao:

creepy

Originally Posted by kvj21075
From the looks of Kelbs ass she has a date with 3 turkey bowls from WaWa tonight!


Hey Kelb......are you "Fluffy?"

Hey Kelb......are you "Fluffy?"

She is "yummy", not "fluffy"......:yay:

She is "yummy", not "fluffy"......:yay:

I have no idea WTF their talking about :lol:

U`ll never know my $$$$$$ & don`t pm me ever be smarter.

Go to your room Tink/Bill/Lance/SaveaHorse......and bhave!

go ahead and laugh, its coming.
In anticipation, I have not paid my truck payment, my trailer payment, or my house payment since he took office.

any day now he will be sending the check.... any day,,,,, any,,,

I hope.

Too friggin' funny.

Good approach though & better odds than the lottery.