Assisted Living

[Kain99]

Morningside House in St. Charles has dementia care unit that is run by Copper Ridge and Johns Hopkins University. Care for the elderly does not get any better than that. I promise.

[Jules]

Thanks again for the suggestions. I just contacted Bushwood and Morningside House for info. However, I can't afford $5K a month, so we'll see. I appreciate all of your help.

[Jules]

Why do you say don't go to Morningside??? They sent me some info and want me to schedule a tour. They deal with dementia, which is what I need.

[Kain99]

Originally Posted by Jules

Why do you say don't go to Morningside??? They sent me some info and want me to schedule a tour. They deal with dementia, which is what I need.

The care at Morningside House is Premo! Some just cannot affford it. The State of Maryland publically posts all deficiencies for each community in the state. MSH has always been a leader and has a wonderful record.

[Nanny Pam (Premo)]

Do you have any sisters who are SAHM? Isn't anyone in your family able to have her move in with them?

Even if ya'll work outside the home, there may be a few "Adult Daycare" places available. You could keep her with you and drop her off at the AD everyday, and those folks are a God send! They sing songs and do crafts the whole 9 yards....

[Cowgirl]

Can I ask a silly question? How do people afford to pay $5,000/month on nursing homes/assisted living? That's a ton of money.

[itsbob (Premo)]

Originally Posted by Cowgirl

Can I ask a silly question? How do people afford to pay $5,000/month on nursing homes/assisted living? That's a ton of money.

It's cheaper to book them on cruises and let them live out their lives touring the world.

[ItalianScallion (Premo)]

Originally Posted by Cowgirl

Can I ask a silly question? How do people afford to pay $5,000/month on nursing homes/assisted living? That's a ton of money.

Many of them have houses that they sell as my Mom did. If they don't and they have less than $11,000 in TOTAL assets, they can be subsidized by Medicare.

[Cowgirl]

Originally Posted by ItalianScallion

Many of them have houses that they sell as my Mom did. If they don't and they have less than $11,000 in TOTAL assets, they can be subsidized by Medicare.

Ok. Thanks!

[BadGirl (Premo)]

Originally Posted by ItalianScallion

Many of them have houses that they sell as my Mom did. If they don't and they have less than $11,000 in TOTAL assets, they can be subsidized by Medicare.

And like in my mom's case, the house that she sold for a nice profit financed her stay in the nursing home. Every month, her private assets were chipped away another $5K. Drip, drip, drip. Gone, or almost gone.

We were really lucky, though. She had money to pay for her stay, and when we (the family) had our ducks in a row, we were able to bring her home to my sisters' home where she was taken care of, primarily, by this sister, but by all of us sisters, until the day that she died.

With the rules being what they are, my mom's life savings was taken to pay for her stay in the nursing home, and for her resulting care.