Health care reform wins its first legal battle

[BernieP]

Originally Posted by bcp

I doubt that the government can force you to purchase a product from a private for profit business,.n.

who carries your state mandated auto insurance policy?

[bcp (Premo)]

Originally Posted by BernieP

who carries your state mandated auto insurance policy?

How many times does this have to be covered.

I am only required to purchase insurance if I wish to own a car.

I am also required to maintain homeowners insurance if I have a mortgage.

I can get out of paying for either one simply by not purchasing the item that requires financial coverage in case of accident or loss.

The state or federal government (auto insurance is state mandated by the way, not federal.. makes a difference here when reading the constitution) can not force me to purchase either insurance if I do not own a home or car.

but, for the federal government to force me to purchase health insurance simply because I live, that is wrong and is not equal to auto or home.

[Tilted (Premo)]

Originally Posted by bcp

How many times does this have to be covered.

I am only required to purchase insurance if I wish to own a car.

I am also required to maintain homeowners insurance if I have a mortgage.

I can get out of paying for either one simply by not purchasing the item that requires financial coverage in case of accident or loss.

The state or federal government (auto insurance is state mandated by the way, not federal.. makes a difference here when reading the constitution) can not force me to purchase either insurance if I do not own a home or car.

but, for the federal government to force me to purchase health insurance simply because I live, that is wrong and is not equal to auto or home.

Does any government require you to have home owner's insurance if you have a mortgage, or are you referring to mortgage holders generally requiring it? If the former, I did not know that.

[Gilligan (Premo)]

Originally Posted by Tilted

Does any government require you to have home owner's insurance if you have a mortgage, or are you referring to mortgage holders generally requiring it? If the former, I did not know that.

The governement can and does force homeowners to carry flood insurance in certain cases (like my property)..not sure about any government requirements for homeowner's insurance though.

[bcp (Premo)]

Originally Posted by Tilted

Does any government require you to have home owner's insurance if you have a mortgage, or are you referring to mortgage holders generally requiring it? If the former, I did not know that.

actually I think thats the mortgage company that requires it. As far as I know the governments dont really care if you have it or not.

except Im not sure about the liability part of it, might be some requirement to keep at least that just in case someone gets hurt on your property.

[Tilted (Premo)]

Originally Posted by hvp05

Lefties' favorite tactic is to take a fact, misconstrue it then build their argument around the misrepresentation. That could give them clearance to make up any sort of projection then blame a shortfall on the people. In turn, Congress would seek to exert more control to generate said activity... all for "the good of the people" lest we have another economic catastrophe from too little 'activity'.

This whole deal stinks in SO many ways. Ugh.

As Nucklesack already mentioned, that kind of tactic is by no means implored by just lefties.

As relates to this situation in particular (i.e. the Constitutionality of the individual mandate), one of the main reasons we are so far down this Commerce Clause slippery slope is the (ridiculous) Raich decision that our buddies Justice Scalia and Justice Kennedy (joining with Justices Stevens, Souter, Ginsburg and Breyer) helped to give us, and for which Justice Scalia wrote a very dissappointing concurrence.

[Tilted (Premo)]

Originally Posted by Gilligan

The governement can and does force homeowners to carry flood insurance in certain cases (like my property)..not sure about any government requirements for homeowner's insurance though.

That I have little trouble believing.

Originally Posted by bcp

actually I think thats the mortgage company that requires it. As far as I know the governments dont really care if you have it or not.

except Im not sure about the liability part of it, might be some requirement to keep at least that just in case someone gets hurt on your property.

They don't have such a liability requirement as far as I'm aware. I've never heard of insurance providers having to notify the government when people let their home owner's insurance lapse (like they do when the same happens with auto insurance). I'm pretty sure I've let mine lapse before and I've never gotten a notice or bill from Annapolis insisting that I'd been a bad boy.

[BernieP]

Originally Posted by bcp

How many times does this have to be covered.

I am only required to purchase insurance if I wish to own a car.

But you are forced to purchase the liability policy from a for profit provider.
I am not arguing in favor of the law, but I think auto insurance, more precisely the unisured motorist / liability coverage mandate is similiar to the health insurance mandate.
Not only are you required to cover yourself, but you are paying for those (unisured motorists) who don't have coverage.

[waupaca]

Originally Posted by bcp

But we are all required to pay in. no option



A requirement to owning the car is that I insure it. I would agree with your anology if the government also forced me to purchase a car. But they dont.
they simply say, if you drive, you must purchase insurance or put X number of dollars in a fund to cover any possible loss/expense. (you did know that option was available right?)

Not totally true. You do not have to purchase auto insurance, but must pay to Uninsured Motorists Fund. But if you purchase a car, your lender will require that you insure vechicle.

[PsyOps (Premo)]

Originally Posted by bcp

(I think they call this "long term Care insurance")

Originally Posted by awpitt

Long Term Care insurance would've been a good plan. My Mom bought some years ago so if the time comes when she need that sort of care, it'll be covered.

As far as I know it, long-term care doesn’t cover health-related care such as surgeries, cancer treatments, doctor’s visits, MRIs, medication, etc… It covers daily living care (i.e. assisted living, hospice, nursing home care, etc…). And, it's pretty expensive. So you're asking people to be able to invest in regular health insurance AND long-term care insurance when the average person can barely afford health insurance.