We are looking for a licensed and insured lawn care company for a home in CRE as well. As a former landscaper, maintainer and business owner in FL, I normally would only deal with legit and insured companies. We had a guy last year that was *supposed* to maintain the property and paint house and he was a fly by nighter that needed cash money. Never again! We were not the only people he made promises to and then never showed up. He did not maintain his equipment, either and had to use; and hosed up our pressure washer.
As far as insurance, fly by night person, string trimmer flings rock though window or neighbor's window, never to be seen again. I prefer to deal with someone who is a serious business person with a good reputation.