Age. Five more years, and I will be sitting pretty.
Spending all day in the garden, maybe hire myself out for gardening chores, if I feel like it when the time comes. I have lots of folks asking me to come "do" their gardens, I just don't have the time right now. Could be a lucrative part-time business. And because I know the difference between a weed and a keeper, could be a very lucrative business to the right clients.
When the time comes, will be looking to pick the brains of ya'll that have started little part-time businesses.
***And the kids better be planning for themselves. I plan on spending every bit of it on ME, I've earned it. Did without for too many years so they could have.