Yes, I have reserve.
Yes, I have credit and will use it.
Yes, I have someone who will lend it.
I clicked no because I personally don't have $2k right now. I'm sure if it was an extreme emergency I could borrow money from a family member but it would have a to be a big emergency.
"You die and go to heaven, I'll stay here in Bermuda".
Part of financial independence is having an emergency fund. It should be 3-6 months (or more) of expenses (mortgage, electric, car payments, etc.).
This should not be an investment either. Something liquid like a savings account. Even I Bonds or CDs work for sort term with a bit better interest rate than a savings account.
Crybaby Cripplecrow Hanging on a Monkey's Toe Club
grandmama to one