Health care services for cash

Larry Gude

Strung Out
Dude, my bike was in for rubber and hydro fluid change on Monday and I had time to kill. HD dealer down the street. I swear if a one armed paper hanger walked in they'd be asking if they wanted to take anything fro a ride. LOVE those guys.

Anyway, took out a '17 (or was it '16?) Road Glide, the new motor, the 107. new suspension. Pretty sweet. It never ceases to amaze me how a bike can feel like such an enormous tub of lard and yet be so nimble.
 

DEEKAYPEE8569

Well-Known Member

DEEKAYPEE8569

Well-Known Member
Dude, my bike was in for rubber and hydro fluid change on Monday and I had time to kill. HD dealer down the street. I swear if a one armed paper hanger walked in they'd be asking if they wanted to take anything fro a ride. LOVE those guys.

Anyway, took out a '17 (or was it '16?) Road Glide, the new motor, the 107. new suspension. Pretty sweet. It never ceases to amaze me how a bike can feel like such an enormous tub of lard and yet be so nimble.
??? Larry, you sure you're posting in the correct tred? Just askin'.....:whistle:
 

Gilligan

#*! boat!
PREMO Member
Dude, my bike was in for rubber and hydro fluid change on Monday and I had time to kill. HD dealer down the street. I swear if a one armed paper hanger walked in they'd be asking if they wanted to take anything fro a ride. LOVE those guys.

Anyway, took out a '17 (or was it '16?) Road Glide, the new motor, the 107. new suspension. Pretty sweet. It never ceases to amaze me how a bike can feel like such an enormous tub of lard and yet be so nimble.

So get one already! Then I wouldn't be embarrassed to ride with you. ;-p
 

Gilligan

#*! boat!
PREMO Member
Paying cash for health care is fine unless your total bill; say for major surgery; is something like $1000,000.00+; like mine was at the end of last year.
No way in H*ll I could pay cash for that.

That's what dirt cheap - but not Barrycare compliant - catastrophic hospitalization coverage is for.
 

getbent

Thats how them b*tch's R
Some doctors wont see patients unless they have health insurance. My co-workers daughter wouldn't be seen by her pediatrician due to no insurance
 

Gilligan

#*! boat!
PREMO Member
Some doctors wont see patients unless they have health insurance. My co-workers daughter wouldn't be seen by her pediatrician due to no insurance

Fortunately, I've yet to encounter any like that. In fact..I've yet to encounter any that didn't offer at least some discount for paying cash.
 

stgislander

Well-Known Member
PREMO Member
I posted a thread on that a long time ago, that you could negotiate with the doctor and pay him directly for the same amount he gets from insurance, which is substantially lower than his bill. I don't remember all the particulars, and couldn't find the link.

I did find a link to reducing your lab tests.
http://forums.somd.com/threads/218700-Low-Cost-Medical-Testing

I wonder if that works when most physicians are part of some huge medical group? Does Medstar take cash? (I'll ask in Oct during my next annual checkup.)
 

DEEKAYPEE8569

Well-Known Member
I posted a thread on that a long time ago, that you could negotiate with the doctor and pay him directly for the same amount he gets from insurance, which is substantially lower than his bill. I don't remember all the particulars, and couldn't find the link.

I did find a link to reducing your lab tests.
http://forums.somd.com/threads/218700-Low-Cost-Medical-Testing
I "financed" some dental work a few years ago. Worked it out with the Dr. and his "office manager" to make monthly payments til the balance was paid off.
 

black dog

Free America
Fortunately, I've yet to encounter any like that. In fact..I've yet to encounter any that didn't offer at least some discount for paying cash.

I agree ,, I did the cash healthcare for my son and myself up until two years ago. When we went we used the same doctors as we did before along with the local Hospital extensions like in Charlotte Hall as out here in Indiana. It seemed to cost me about 55% when I paided cash / CC the day of service than what would be charged to the Insurance company and what I would be billed if I didn't pay then.
 

officeguy

Well-Known Member
I've gotten a lot of flack over the years, from some, for refusing to waste money on health insurance and saving big by paying cash.

It's catching on, maybe?. ;-)

http://www.businessinsider.com/surgery-centers-and-specialists-that-take-cash-not-insurance-2017-3

The only problem with that model is if you have a high deductible plan and they won't count health services you paid for in cash against your deductible. Most insurers require that everything has to go through their billing system for it to count against the deductible. So someone may 'save money' by paying cash for something like an MRI, later in the year they get sick but they still have to pay all the way up to their deductible because the insurance won't accept the privately negotiated out of pocket expense.

But yes, the Surgcenter of Oklahoma shows how this is done for full-up cash patients. The reason they can do that is because they take cash/CC up front. They also don't have unpaid emergency cases that come in through the ER and they never have to deal with frivolous insurance denials and deadbeat patients. It must be good to live in the capitalist part of america. In Maryland, with its healthcare cost commission, what they are doing would be illegal. Can't possibly undercut the crony capitalist hospitals that have the Maryland General Asylum in their pockets.
 
Top