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Thread: Auto Insurance

  1. #1

    Auto Insurance

    Looking to save some money. As of now Progressive is WAY less than what I'm paying now. Policy is for 4 vehicles (2015, 2008, 2006, 1995) and 2 drivers. No tickets or accidents in 5+ years.

    What company is everyone else using and have you had good luck with them? Heaven forbid I need to make a claim, how hard, easy was it with that company?
    Crybaby Cripplecrow Hanging on a Monkey's Toe Club

  2. #2
    no more. Homesick's Avatar
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    Quote Originally Posted by Chris0nllyn View Post
    Looking to save some money. As of now Progressive is WAY less than what I'm paying now. Policy is for 4 vehicles (2015, 2008, 2006, 1995) and 2 drivers.
    Get rid of 2 vehicles?

  3. #3
    Quote Originally Posted by Homesick View Post
    Get rid of 2 vehicles?
    They each have their purpose and you can only drive 1 at a time.
    Crybaby Cripplecrow Hanging on a Monkey's Toe Club

  4. #4
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    I have had good luck with Geico, especially if you are current/former military or civilian (Government Employees Insurance Company) which gets a decent discount.

    You can also get bundling discounts if you have home insurance with the same carrier. I was able to get Eerie insurance near the same price as Geico because it was bundled with my homeowners.

    I have never had to make an at-fault claim, however I have been hit by someone with Geico and it was pretty painless. They asked if I had a preferred shop, I did, they said the shop was in network so I didn't need to go anywhere else for an estimate and the work was done in a couple of days.

    I have also been hit by someone who had Eastwood insurance, and it was a fight for months over a couple of thousand dollars.

  5. #5
    Throwing the deuces RareBreed's Avatar
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    I have State Farm and also have the bundle with home/auto. We have made several claims over the last 20 years and never had an issue.

  6. #6
    I Need a Life b23hqb's Avatar
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    Four vehicles (2016, 2015, 2010, 1996), all paid for, three drivers (one a 20 year old college student), and use Travellers - $3,600 per year. Our college daughter just kills us, and will continue to until age 25, I'm told, even with no accidents/claims/tickets of any kind for all three of us. Geico, USAA, and Progressive could not come close to that, at least here in Tampa. Rates are high here, for sure. For some reason, our "affluent" zip code 33626, costs more than rates down in various 'hoods of the inner city area. Go figure.
    "In my many years I have come to a conclusion that one useless man is a shame, two is a law firm, and three or more is a congress." John Adams

  7. #7
    Splat Toxick's Avatar
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    Quote Originally Posted by Chris0nllyn View Post
    Looking to save some money. As of now Progressive is WAY less than what I'm paying now.
    I was with GEICO for years. Years. I asked them what I could do to get that premium down, and after a few clicks on the computer, they told me that I had the best rate they could offer me.


    I called Progressive and they gave me a quote for half - I kid you not, HALF - of what I was paying GEICO. Out of some moronic sense of brand loyalty, I called GEICO and told them what Progressive was offering me, to see if they could even come close to matching it. The person I talked to expressed disbelief when I told them my quote from Progressive. I gave them every opportunity to budge - they didn't. I switched that day.




    So, I'd suggest Progressive. They also offer discounts if you sign up for their renters insurance, and other discounts if you want (Like their Snapshot thing, although I didn't care for that). I don't have a single complaint about them.

    Plus I'm still in love with Flo after all these years.
    --
    Well, it's been in your mouth for like, three hours. It feels like it's full of water.

  8. #8
    Quote Originally Posted by Clem72 View Post
    I have had good luck with Geico, especially if you are current/former military or civilian (Government Employees Insurance Company) which gets a decent discount.

    You can also get bundling discounts if you have home insurance with the same carrier. I was able to get Eerie insurance near the same price as Geico because it was bundled with my homeowners.

    I have never had to make an at-fault claim, however I have been hit by someone with Geico and it was pretty painless. They asked if I had a preferred shop, I did, they said the shop was in network so I didn't need to go anywhere else for an estimate and the work was done in a couple of days.

    I have also been hit by someone who had Eastwood insurance, and it was a fight for months over a couple of thousand dollars.
    Geico was second lowest for me. I have Erie right now and have had them for years so they may be willing to price match. I'd also bundle homeowners.

    Quote Originally Posted by RareBreed View Post
    I have State Farm and also have the bundle with home/auto. We have made several claims over the last 20 years and never had an issue.
    I've heard State Farm is really good about defending their customers. The wanted a SSN for a quote and declined that, so I'm not sure where they stand on cost.

    Quote Originally Posted by b23hqb View Post
    Four vehicles (2016, 2015, 2010, 1996), all paid for, three drivers (one a 20 year old college student), and use Travellers - $3,600 per year. Our college daughter just kills us, and will continue to until age 25, I'm told, even with no accidents/claims/tickets of any kind for all three of us. Geico, USAA, and Progressive could not come close to that, at least here in Tampa. Rates are high here, for sure. For some reason, our "affluent" zip code 33626, costs more than rates down in various 'hoods of the inner city area. Go figure.
    Good to know. I haven't checked them out, but Farmers Insurance was extremely high for me.
    Crybaby Cripplecrow Hanging on a Monkey's Toe Club

  9. #9
    Quote Originally Posted by Toxick View Post
    I was with GEICO for years. Years. I asked them what I could do to get that premium down, and after a few clicks on the computer, they told me that I had the best rate they could offer me.


    I called Progressive and they gave me a quote for half - I kid you not, HALF - of what I was paying GEICO. Out of some moronic sense of brand loyalty, I called GEICO and told them what Progressive was offering me, to see if they could even come close to matching it. The person I talked to expressed disbelief when I told them my quote from Progressive. I gave them every opportunity to budge - they didn't. I switched that day.




    So, I'd suggest Progressive. They also offer discounts if you sign up for their renters insurance, and other discounts if you want (Like their Snapshot thing, although I didn't care for that). I don't have a single complaint about them.

    Plus I'm still in love with Flo after all these years.
    Thanks. I plan on giving Erie a chance to match, but money talks. Geico came in $50 less per month than what I'm paying now and Progressive was the same as your situation. Half what I'm paying now.

    Sounds almost too good to be true.
    Crybaby Cripplecrow Hanging on a Monkey's Toe Club

  10. #10
    Splat Toxick's Avatar
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    Quote Originally Posted by Chris0nllyn View Post
    Sounds almost too good to be true.


    My sentiments exactly. I kept waiting for the other shoe to drop - but it never did.
    I've been with them for over a year now, and it's all good.
    --
    Well, it's been in your mouth for like, three hours. It feels like it's full of water.

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