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  1. #1

    Trump issues EO on Obamacare

    President Donald Trump signed an executive order on Thursday to weaken the Obamacare law and make it easier for Americans to buy bare-bones health insurance plans, but the action faces possible legal challenges.
    Trump’s order gives people more access to plans that do not cover essential health benefits such as maternity and newborn care, prescription drugs, and mental health and addiction treatment. Obamacare requires most small business and individual health plans to cover those benefits.
    Trump wants to make it easier for small businesses to band together as associations across state lines to buy cheaper, less regulated health plans with fewer benefits.

    The order also seeks to change an Obama-era limit on the time span people can use short-term health insurance plans, which are cheaper but cover few medical benefits. Those plans are currently limited to three months.
    https://www.reuters.com/article/us-u...-idUSKBN1CH24C
    Crybaby Cripplecrow Hanging on a Monkey's Toe Club

  2. #2
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    So what are your feelings on this.
    To me it sounds good. Please explain why it isn't.

  3. #3
    Quote Originally Posted by Hijinx View Post
    So what are your feelings on this.
    To me it sounds good. Please explain why it isn't.
    It's a step in the right direction. I'm glad he and Rand put aside their campaign differences and worked together on this.

    While the EO is light on anything specific, it is intended to allow people to band together to purchase healthcare. This is something that has been talked about for decades, but Rand Paul has been talking about it in recent years and I think it's the best way for people with existing conditions or people in small businesses who don't offer plans to be insured without paying a huge amount of money. It doesn't necessarily seek to remove any portion of Obamacare, but offers workarounds. If the idea that people will move toward cheaper plans holds up, this EO is likely to make matters worse with those covered under Obamacare as the young and healthy are more likely to go to the cheaper, lighter plans; leaving the older and sicker on Obamacare only expediting the "death spiral" that comes with that.

    Since it is light on details and essentially tells HHS to find ways to expand association health plans, the EO will likely not have any measurable effect anytime soon. It'll take years to figure out, not to mention years of legal battles. Since this is done by EO, that means the next President can hypothetically reverse these types of plans, bringing us back to square 1. Experts from the American Enterprise Institute and Kaiser Family Foundation have already expressed concerns that this EO won't hold up in court.

    "If the executive order is as expansive as it sounds and association plans are allowed to cherry-pick healthy people, it could truly cause the individual insurance market under the ACA to collapse, leaving people with pre-existing conditions without access to affordable coverage," says Larry Levitt, senior vice president of the Kaiser Family Foundation.

    But he says exempting insurance plans from the ACA rules through regulation would be difficult.

    "They would have to twist current laws into a pretzel to allow both individuals and small businesses to get insurance through associations exempt from the ACA's rules and operating across state lines," Levitt says.

    Joseph Antos, a health policy scholar at the conservative American Enterprise Institute, agrees. "Trying to exempt these new associations from ACA rules that apply to all other plans doesn't strike me as something that's going to stand up in federal court," Antos says.
    http://www.npr.org/sections/health-s...urance-options
    Crybaby Cripplecrow Hanging on a Monkey's Toe Club

  4. #4
    It's doubtful this junk will hold up in court.

    "Trump will sign an executive order on Thursday directing an overhaul of major federal regulations that would encourage the rise of a raft of cheap, loosely regulated health insurance plans that don’t have to comply with certain Obamacare consumer protections and benefit rules. They’d attract younger and healthier people — leaving older and sicker ones in the Obamacare markets facing higher and higher costs.

    It’s not yet clear how far the administration will go, or how quickly it can implement the president’s order. But if successful, the new rules could upend the way businesses and individuals buy coverage — lowering premiums for the healthiest Americans at the expense of key consumer protections and potentially tipping the Obamacare markets into a tailspin.

    The NYT adds:

    Although Mr. Trump has been telegraphing his intentions for more than a week, Democrats and some state regulators are now greeting the move with increasing alarm, calling it another attempt to undermine President Barack Obama’s signature health care law. They warn that by relaxing standards for so-called association health plans, Mr. Trump would create low-cost insurance options for the healthy, driving up costs for the sick and destabilizing insurance marketplaces created under the Affordable Care Act.

    It would have a very negative impact on the markets,” said Mike Kreidler, the insurance commissioner in Washington State. “Our state is a poster child of what can go wrong. Association health plans often shun the bad risks and stay with the good risks.”


    No9t to mention this would screw people with pre existing conditions
    Last edited by Sapidus; 10-12-2017 at 02:50 PM.

  5. #5
    Main Streeter awpitt's Avatar
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    I think this EO is a step in the right direction; however, it would be better if this were actual legislation just to cover the uncertainty of an EO.
    .
    .

    .

  6. #6
    INGSOC GURPS's Avatar
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    Quote Originally Posted by Chris0nllyn View Post
    If the executive order is as expansive as it sounds and association plans are allowed to cherry-pick healthy people, it could truly cause the individual insurance market under the ACA to collapse, leaving people with pre-existing conditions without access to affordable coverage," says Larry Levitt, senior vice president of the Kaiser Family Foundation.


    for ####s sake dude ......
    IT ISN'T AFFORDABLE NOW .........
    Never attribute to malice that which is adequately explained by stupidity.
    - Robert J. Hanlon.

    “There is a deeply anti-democratic undercurrent to much of the criticism of the new president, borne aloft by an assumption that democracy is too important to be left to the voters.”

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  7. #7
    Quote Originally Posted by GURPS View Post
    for ####s sake dude ......
    IT ISN'T AFFORDABLE NOW .........
    Just wait and see how much more expensive it will be if this is all0wed to become law

  8. #8
    INGSOC GURPS's Avatar
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    Quote Originally Posted by Sapidus View Post
    Just wait and see how much more expensive it will be if this is allwed to become law



    it goes up every yr ..... lets try something new
    Never attribute to malice that which is adequately explained by stupidity.
    - Robert J. Hanlon.

    “There is a deeply anti-democratic undercurrent to much of the criticism of the new president, borne aloft by an assumption that democracy is too important to be left to the voters.”

    And if a statue can oppress you, then I submit that you have greater issues. - A West.

  9. #9
    I bowl overhand itsbob's Avatar
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    Quote Originally Posted by Sapidus View Post
    Just wait and see how much more expensive it will be if this is all0wed to become law
    Wow, this sounds eerily familiar...where were you 7 years ago when we were saying the EXACT same thing?

    Only difference, we no know we were right.
    Nero played the fiddle, Obama danced the Tango.

    Quote Originally Posted by BadGirl
    Bob is the bestest lookin and smartest man I've ever met.

  10. #10
    Quote Originally Posted by GURPS View Post
    for ####s sake dude ......
    IT ISN'T AFFORDABLE NOW .........
    You're preaching to the choir but for many with those conditions, Obamacare is affordable. At least moreso than it would be if that individual would buy private insurance.
    Crybaby Cripplecrow Hanging on a Monkey's Toe Club

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