Been a while since anyone posted here, but I wanted to share my experience. I had AIG when I was in Germany. THEY SUCK, and ended up costing me almost $3000 because what I was told about my policy, what I signed in my policy, and what they actually covered were all different things, so when I had an accident and the German and American police reports didn't agree with each other, they refused to pay for anything they were supposed to, including the rental car that my insurance agent SET UP FOR ME. Anywho, I got away from them and have been using Geico since I got back to the US in '05 and haven't had one teeny tiny problem with them, not to mention, they have discounts for almost everything lol and it's the cheapest rate I have found with anyone.