Getting Your Credit Report

What is the better time of the month/year to get your credit report? :confused:
Anytime really. I can't think of a specific intent that would change that. is the home of the required by law free copy as mentioned. TransUnion, Experian, Equifax owe you a free one every 12 months.

I pull one every 4 months. Example:

8/1 - Experian
12/1 - Equifax
4/1 - TransUnion

Repeat the cycle. Be your own credit monitoring system.

Another tip: Check all accounts daily. Friend of mine works in Computer Crimes. His advice is that which I have taken to heart. As he also said, "how big of a head start do you want to give the thieves?"