Holiday Loans

sockgirl77

sockgirl77

Well-Known Member
H&R Block and Jackson Hewitt are both doing RAL kind of loans for Christmas. Anyone have any experience with these? Which one is better? I know that Jackson Hewitt generally only gives up to $500. Rumor is that they will give up to $1000 but you have to have A+ credit. H&R Block has been giving out up to $1000.
 
Pete

Pete

Repete
You mean a loan based on your income tax return? I can only imagine the absurd interest they charge.
 
sockgirl77

sockgirl77

Well-Known Member
Pete said:
You mean a loan based on your income tax return? I can only imagine the absurd interest they charge.
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Yep, that's it. I've been googling and can't find any real info other than to go in the office and apply. Jackson Hewitt charges $25 for an application fee even if you get denied.
 
kwillia

kwillia

n/a
sockgirl77 said:
Yep, that's it. I've been googling and can't find any real info other than to go in the office and apply. Jackson Hewitt charges $25 for an application fee even if you get denied.
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Socki, two of your three are babies... and the oldest is still very young. They don't need much at all at their ages. I can't imagine you wanting to waste money on interest and fees at this point in their lives. Please tell me you aren't considering doing a loan just for toys...:ohwell:
 
lovinmaryland

lovinmaryland

Well-Known Member
kwillia said:
Socki, two of your three are babies... and the oldest is still very young. They don't need much at all at their ages. I can't imagine you wanting to waste money on interest and fees at this point in their lives. Please tell me you aren't considering doing a loan just for toys...:ohwell:
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:yeahthat:

check out the black friday sales... walmart and target are having a ton of great sales!!!
 
sockgirl77

sockgirl77

Well-Known Member
kwillia said:
Socki, two of your three are babies... and the oldest is still very young. They don't need much at all at their ages. I can't imagine you wanting to waste money on interest and fees at this point in their lives. Please tell me you aren't considering doing a loan just for toys...:ohwell:
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I should have posted that I do not plan on using the money on Christmas presents. I'm done my shopping for them and my family just gets framed portraits of them. I went shopping the week after Christmas and loaded up on toys. Target has a massive clearance sale. It has gotten me thru their birthdays too. :lol:
 
kwillia

kwillia

n/a
sockgirl77 said:
I should have posted that I do not plan on using the money on Christmas presents. I'm done my shopping for them and my family just gets framed portraits of them. I went shopping the week after Christmas and loaded up on toys. Target has a massive clearance sale. It has gotten me thru their birthdays too. :lol:
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Whew! I feel much better now... I should have known you were smarter than that...:lol:
 
T

thatguy

New Member
kwillia said:
Socki, two of your three are babies... and the oldest is still very young. They don't need much at all at their ages. I can't imagine you wanting to waste money on interest and fees at this point in their lives. Please tell me you aren't considering doing a loan just for toys...:ohwell:
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give her some credit, i am sure she is going to have a nice dinner somewhere and maybe even buy a little crack, it won't ALL go to toys :rofl:
 
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