In the refinancing process- but what is up with these rates! Im still floating, hoping for something good to happen-but Im getting very anxious as I wathc them rise alot one day,then drop a tiny bit the next! Any predictions or useful info? At the start we could get 4.125 but didnt lock since the week before it was as low as 4%, now we are getting up to 4.5%!!! Closing still a month out thank godness!!