For over 30 years, I was able to purchase very good health care thru my employer. It was a bit expensive, but worth every penny when I had hospital stays and surgeries. I had access to the same med program after I retired. Then came Obamacare. My retiree program changed radically, and was for all intents no different than one of the purchased marketplace offerings, just subsidized. It was less expensive, but not nearly as encompassing with a much higher deductible.
In a few years I will turn 65. At that time, I will be no longer eligible for the retiree program and will be directed to a sub-set of company recommended marketplace offerings (assuming what we know today still holds...) as a supplemental to my new Medicare enlistment. I know this because I had to assist my father in making marketplace selections when the company (we both retired fro the same company) rescinded it's retiree offerings under Obamacare.
Now with insurance carriers pulling out of the Marketplace, things are not looking good for future medical support. So much can happen between now and 2019. Obamacare may collapse. A new, yet unknown, administration may change things completely once again. Unknown costs. Unknown coverage.
As a
relatively young person, I can attempt to deal with it. I feel for the elderly, like my parents. This crap goes right over their heads. I'm around to help them thru it as I have been before, but those that are alone, have no one to explain it to them, can't operate a computer which is now practically mandatory for doing anything... and one day I will be one of those octogenarian or nonagenarians in the same boat my folks and their friends are now, totally confused and upset. Because I live alone and have no children, I cannot depend on any family help as I age. Very discouraging future.
Ok, time for another
and finish plans to visit the folks later this week.