If I may ...
What? Please explain so I can go ask the title company what is going on.
No one, unless the real estate is held in allodial title, owns the real estate or house in which they live. What you have, only, is the five rights of control, also known as, in Fee Simple.
- The Right of possession.
- Right of enjoyment and to use the real property within the confinements of the law.
- Right of exclusion, that is, to prohibit others from trespassing and entering the property or using it.
- Right to control the property within the boundaries of the law.
- Right of disposition, that is, to transfer, sell, will, or dispose of the property.
And that is it. There is no ownership.
What is allodial title you ask? Allodial lands, (title), are the absolute property of their owner and not subject to any service or acknowledgment to a superior, including governments. Excepting in the cases of eminent domain, in which cases the 5th Amendment applies. Allodial title is used to distinguish absolute ownership of land by individuals from feudal ownership, where property ownership is dependent on relationship to a lord or the sovereign, or to a government. Allodial title land is the absolute property of the owner, real estate held in absolute independence, without being subject to any rent, service, or acknowledgment to a superior. With allodial ownership there are no property taxes. No zoning enforcement. Etc.
What us common serfs have now is back to the feudal times of old, in Fee Simple title where we are tenants.