Reporting to credit agencies
- Thread starter Cyurius
- Start date
Chasey_Lane
Salt Life
Not paying something IS your warning.
What if they never sent you a bill or anything?
Chasey_Lane
Salt Life
Saying you never received a bill is no excuse. If you bought something, pay for it. If you are going to be late or can't afford a one-time payment, make arrangements.
Well, I was just asking. The company told me they've sent me letters (which I haven't received). Then she said she called my work (small company, she never called). I just didn't know if there was a standard procedure.
Chasey_Lane
Salt Life
Did you know about the service(s) in question?
Well, it's medical bills. I know the hospital transferred it to this billing company, but then I never got anything from the billing company.
Honestly, I know I should have paid the bill...but I have alot of other bills, and slipped my mind. I'm not trying to get out of paying it, and I'm not blaming them for me being late. I'm just frustrated because this company sent it to a lawyer's office, and I never even got a warning letter. Then the beotch lied on the phone.
I've already set up automated payments with the lawyers office, but I'm jsut asking because i don't know if it went on my credit.
they will usually send you a remidner saying hey look, you have to pay on it... as long as you pay $1 dollar a month they cant take you to a collection agency... simple rule of thumb...
Actually yes they do. I work at a bank and we have to notify them but ONLY ONCE during the peiod the loan is outstanding. About every 6 months we send a letter to anyone delinquent that says hey you've been reported and go check your credit report, HOWEVER, since I do work in Collections and I do repossess cars, as a collector I would say to you: Did you not know you had a monthly payment due? Who do you think paid it? The bill fairy??