I have a hard time understanding why one would wait until 70 for SS. What is the reason you were told not to go a 66 1/2 at 100% ? Thats alot of checks from then until age 70.
Say at 2 grand a month for 3 1/2 years thats 84 thousand. Thats a bunch of years at the positive at age 70 to the break even point.
Will one live that long??????
And if one still wants to work,
Plus at 100% you can then make more than 18 grand a year without being penalized...
The advisor said the longer you wait, the more you get monthly. He said at this point, we don't need it. A lot can happen in the 7 1/2 years between 62 1/2 and 70. Since I don't think I will follow in the footsteps of people on both sides of my family that live into their late 80's and 90's, the song by Janis comes to mind: "Get it while you can"
My grandfather solo canoed in his wooden canoe until he died at 88, one of my uncles (his son) is 92 and still works transporting people for a Cadillac dealer and my grandmother smoked two cartons of Marlboro 100's a
week until she died in her late 80's. My great grandmothers both lived into their late 80's. This won't be me
