What Fred Said
Wool, a natural fiber, breathes and disburses pressure. Wool flocked panels conform to the horse's back and help eliminate pressure points.
Saddles with foam panels are very hard to maintain and usually when the foam in the panel breaks down, that is the end of the life of the saddle.
Saddles with wool flocked panels can receive periodic maintenance which will extend the life of the saddle years beyond that of a saddle with foam panels.
Welcome to Equine sports massage
sorry thought I missed something I had to google
If the saddle is not that old 2-3 yrs you might want to call the maker and see what they offer.