I am looking for a new saddle for my daughter. I would like leather and wool-flocked. She is riding in a 15" Wintec right now and we'd like to move up in quality, but I don't see spending $2000 on a Stubben since she is only 11 and has plenty of growing to do. She is only taking lessons right now but I guess she'd be categorized as hunter-jumper, so looking at close contact or all-purpose. Most regular saddles don't seem to come smaller than 16.5 and i think she needs 16" or maybe even 15.75". I'm afraid the pony saddles will be too wide in the tree for her pony. I'm hoping to stay $1000 or less. Any suggestions for a good mid-range saddle? Some of the ones I've found are Collegiate and HDR but not sure what everyone thinks. Thanks!