Just bought oil from Burch @ $2.8990. We live in a 50 year old house and have only burnt 179 gals. this year. Just had a second delivery of 150. - should last the winter.
New windows, five year old HVAC, programmable thermostat (the biggest bang for the buck), every time we went to Lowes we picked up a busted roll of insulation and put it in the attic. Case after case of caulking! We have a fireplace - never use it - like having a hole it the wall.
I forgot one thing, this house has no insulation in the walls. Just that old time black panel stuff.