If you are a Navy Federal customer and try to write a check at a store that uses the TeleCheck system, be prepared with another form of payment. I had the pleasure of being humiliated at FoodLion Callaway the other night because my check was declined for no reason, but a number to call was printed on the back of my check. After a couple of frustrating phone calls, the short version is that it's about Navy Federal not being online with TeleCheck, so they couldn't verify the check.
Personally, I almost never write checks anymore, but I happened to have left my cards in my car (so ultimately I got my groceries, but not until I'd been humiliated and held up the line) so I decided on a check. I do have their MVP card, too, so I would've thought FoodLion could have recognized me as a customer that way.
Perhaps other stores that use TeleCheck will have the same problem.
Personally, I almost never write checks anymore, but I happened to have left my cards in my car (so ultimately I got my groceries, but not until I'd been humiliated and held up the line) so I decided on a check. I do have their MVP card, too, so I would've thought FoodLion could have recognized me as a customer that way.
Perhaps other stores that use TeleCheck will have the same problem.