Something like 80%, or more, of health care is pretty basic, pretty simple and MUCH cheaper in terms of actual cost than what it is because our system is already socialized to privitizing gain and socializing loss. You could have cheap, ready care all over and people would simply pay $30 or 50 or whatever it was rather than $500 or worse that it is. Then, insure the expensive stuff.
THAT of course, is kind of how it used to be - insurance for the expensive stuff - "catastrophic care" - and pay for the rest.
It had a great way of limiting cost too - doctors didn't want five followups, didn't pay five staff members to track insurance and payments and so on.
You went up front and paid on the way out. The doctor's office had at most three people - the doctor, his assistant or nurse and his staff who handled payments.
You bought insurance to handle the BIG stuff - the hospital stays. It WAS, in fact, INSURANCE. You paid into it, and ran the risk you wouldn't collect at all.
NOW we have health *care* - it's not insurance, even though it USED to be. It pays a little, a lot or part of *everything*.
Some people are used to the idea that medical visits are "free" because they have a good health care provider and employer pays for it.