Check out this organization Homeownership Preservation Foundation, or call them at 888-995-HOPE. They deal with exactly the situation you have described and they are absolutely free. No bait and switch like you've already been through.
Are you getting interviews or no response at all. If you are not getting any response from all those efforts then it is likely that you're not doing something right. I work pre-screening candidates and evaluating the job application packets and have done this for the past six years. The biggest...