Our last names are only the same. They call because they are probably doing a skip trace and are hoping we are related. Our credit is good. We paid every debt off right before we bought our house. I do have a mental note though to check our credit at least once a year, just in case.
If you're getting calls for someone with the same last name, you should be doing a credit check more than annually. That collection agency has 2 pieces of information that match you - your phone number and name, so they could mistakenly affect your credit.
I'd stop dealing with whoever calls and ask to speak to a supervisor - if they hang up, you might want to call right back and ask for a supervisor.
Good luck getting rid of them.
It would prob start WW3 at our house if I did. I did tell hubby that one of these times I'm gonna be in a real pissy mood and give them so and so's #.
Why wouldnt you give the info? I assume these calls are for a legitimate debt? You are not protecting this person by not having the, talk to the collection agency, the debt is not going to disappear.