Credit Card Fraud

[kom526]

Capital One noticed an "out of pattern" spending trend on my wife's card then decided to deny ALL online purchases with that card.

 

[kom526]

Has anyone looked into ID Theft Insurance? I briefly looked into one at Zander Insurance. It was like $6 a month and they did all the legwork/tracking if anything strange happens with your account. Anybody have anything like that? Might be worthwhile.

Your credit card company should be doing this for you, whether they catch it or catch it.:shrug:

 

[beerlover]

Your credit card company should be doing this for you, whether they catch it or catch it.:shrug:

Oh, that's interesting. I don't use credit cards, so I don't know - but I just heard about the insurance and thought it was interesting. I know I don't have the fiscal discipline to control my spending if I had a card, so I just use cash. I guess it might help if your identity was stolen in a way other than credit card fraud, though. I just thought it sounded interesting, but didn't really look into it that much.