When a person makes a conscious decision to drastically increase the probability of a collision, you still consider it to be an "accident" (1.an unfortunate incident that happens unexpectedly and unintentionally, typically resulting in damage or injury)? I do not think it can be be considered an accident any more than a pregnancy resulting from unprotected sex can be considered an "accident". I see it as willful intent.... intentional as opposed to the inadvertent.
