Dear folks who wish you owned your own home

Baja28

Baja28

Obama destroyed America
Two-er said:
Come back when you can tell me why it's smart to sit in a house that's completely paid off and earning you 1.25% annual return and pay the county for the priviledge of doing so (which was my original point).

Meanwhile, don't quit your day job because you'll never be a real estate tycoon. For the 2nd time in one thread - you're fired...
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You are a complete moron. What am I paying the county for?? Real estate taxes?? If so then you're even more stupid than I originally thought. If you're renting, you're not only paying the landlords rent but you're also paying his taxes for him.

I am sitting in my paid off house banking the rent payment that you make to your landlord. What part don't you understand?? Jesus you're dense!

And I'm still waiting for you to answer my questions.
 
somdrenter

somdrenter

Sorry, I'm not Patch...
Baja28 said:
You are a complete moron. What am I paying the county for?? Real estate taxes?? If so then you're even more stupid than I originally thought. If you're renting, you're not only paying the landlords rent but you're also paying his taxes for him.

I am sitting in my paid off house banking the rent payment that you make to your landlord. What part don't you understand?? Jesus you're dense!

And I'm still waiting for you to answer my questions.
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The bailouts Baja….who do you think is paying for them? You (whose mortgage is paid off) are paying for someone else’s mortgage via the bailout(s). Honestly, I thought you’d understand my sig.
 
Baja28

Baja28

Obama destroyed America
somdrenter said:
The bailouts Baja….who do you think is paying for them? You (whose mortgage is paid off) are paying for someone else’s mortgage via the bailout(s). Honestly, I thought you’d understand my sig.
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I know that. My post is to Two-er who is too stupid to ever own a home.
 
TrueSOMDGirl

TrueSOMDGirl

resident Spring Bunny
Baja28 said:
You are a complete moron. What am I paying the county for?? Real estate taxes?? If so then you're even more stupid than I originally thought. If you're renting, you're not only paying the landlords rent but you're also paying his taxes for him.

I am sitting in my paid off house banking the rent payment that you make to your landlord. What part don't you understand?? Jesus you're dense!

And I'm still waiting for you to answer my questions.
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good points! making me reconsider buying afterall.
 
somdrenter

somdrenter

Sorry, I'm not Patch...
Baja28 said:
I know that. My post is to Two-er who is too stupid to ever own a home.
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Baja28 said:
You are a complete moron. What am I paying the county for?? Real estate taxes?? If so then you're even more stupid than I originally thought. If you're renting, you're not only paying the landlords rent but you're also paying his taxes for him.

I am sitting in my paid off house banking the rent payment that you make to your landlord. What part don't you understand?? Jesus you're dense!

And I'm still waiting for you to answer my questions.
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Historical fact Baja, housing barely keeps up with inflation. Looking at it purely as an investment strategy, it’s not one of the better ones.
 
T

Two-er

Member
Baja28 said:
You are a complete moron. What am I paying the county for?? Real estate taxes?? If so then you're even more stupid than I originally thought. If you're renting, you're not only paying the landlords rent but you're also paying his taxes for him.

I am sitting in my paid off house banking the rent payment that you make to your landlord. What part don't you understand?? Jesus you're dense!

And I'm still waiting for you to answer my questions.
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Sorry - I own a home but unlike lots of folks, I don't have "bubble fever". I realize that homes are typically poor investments. And I don't care what your situation is. Answer my question about why it's smart for someone to live in a house that's paid off when all the capital is tied up and earning only 1.25%. You won't answer because you have no answer.

Seems you are an epic failure when it comes to financial planning.
 
Baja28

Baja28

Obama destroyed America
somdrenter said:
Historical fact Baja, housing barely keeps up with inflation. Looking at it purely as an investment strategy, it’s not one of the better ones.
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I never said to buy as an investment.


TrueSOMDGirl said:
good points! making me reconsider buying afterall.
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If there's is any way in hell you can buy a home....DO IT!



Two-er said:
Sorry - I own a home but unlike lots of folks, I don't have "bubble fever". I realize that homes are typically poor investments. And I don't care what your situation is. Answer my question about why it's smart for someone to live in a house that's paid off when all the capital is tied up and earning only 1.25%. You won't answer because you have no answer.

Seems you are an epic failure when it comes to financial planning.
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Seems you are some little kid that I am wasting my time on and the reason some animals eat their young. Go read post 462 then run along and play. You can't be taught. I'm done with you.
 
T

Two-er

Member
Poor Baja. Life as a bubble boy...:killingme
 

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TrueSOMDGirl

TrueSOMDGirl

resident Spring Bunny
Two-er said:
He has no point on this thread or any other thread. He lives to argue with people and that's it. Pathetic loser.
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This point..

Baja28 said:
Seems you are some little kid that I am wasting my time on and the reason some animals eat their young. Go read post 462 then run along and play. You can't be taught. I'm done with you.
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There are somethings he comes off harshly about but he does have some valid points, JMO
 
Baja28

Baja28

Obama destroyed America
TrueSOMDGirl said:
This point..
There are somethings he comes off harshly about but he does have some valid points, JMO
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Ignore the little kid Two-er (it's ppl like him that make me harsh) and think for yourself. You seem pretty smart so ask yourself these questions:
  • Do I want to be 35, 40, 45 or 50 years old and not own my home?
  • Do I want to be any of those ages and be facing a 30 year mortgage?
  • Do I want to be any of those ages and be sending a couple thousand per month to a landlord (paying off HIS mortgage)?

I am 48 and paid off my home last year. The only thing I owe are taxes and utilities. That old mortgage payment now gows into an interest bearing account for me to do with what I wish. Some people cannot grasp the beauty of this and think you should be sending your money to a landlord.
 
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TrueSOMDGirl

TrueSOMDGirl

resident Spring Bunny
Baja28 said:
Ignore the little kid Two-er and think for yourself. You seem pretty smart so ask yourself these questions:
  • Do I want to be 35, 40, 45 or 50 years old and not own my home?
  • Do I want to be any of those ages and be facing a 30 year mortgage? Do I want to be any of those ages and be sending a couple thousand per month to a landlord (paying off HIS mortgage)?

I am 48 and paid off my home last year. The only thing I owe are taxes and utilities. That old mortgage payment now grows into an interest bearing account for me to do with what I wish. Some people cannot grasp the beauty of this and think you should be sending your money to a landlord.
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Are you single?

But no I am far from smart, but thanks.

J/K but you are right. I thought I was doing a good thing but after reading all this, decided it might not be such a good plan I have afterall and will be looking into buying, and maybe renting while I am out.
 
kom526

kom526

They call me ... Sarcasmo
Baja has saved so much money, he was able to upgrade from a one person kayak to a TWO person kayak.:yay: :evil:
 
TrueSOMDGirl

TrueSOMDGirl

resident Spring Bunny
kom526 said:
Baja has saved so much money, he was able to upgrade from a one person kayak to a TWO person kayak.:yay: :evil:
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It does make sense what he is saying. I mean Damn he is only 48 and OWNS his home, not only that, instead of blowing the money he is putting it in the bank. Sounds like a plan to me.
 
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