What kind of A/C system costs $20K?
Decades ago I got a 0 interest rate car loan. I set it up on autopay. But the last payment I had to mail it in for some reason. And I missed that payment date. I forgot all about it after years of paying on time.
So I get the phone call that my payment is late. The gal starts right away with the don't be a deadbeat and pay what you owe spiel. She sent from 0 to 60 in a flash. I tried to calmly explain that it was on oversight. I also mentioned that I paid off thousands of dollars to where the principal is now a few hundred dollars. I wasn't skipping out on my financial obligations right at the finish line. But I guess her training had her stuck in that bad cop/vice principal mode where it was lecture city about taking care of your debts. I would hate to be 1 of that ladys' kids.
I won't even consider usaa. Back in the 1980s, they didn't want my enlisted money. So now they won't get any of my military retirement funds. Phuck them, elitist aholez.