Going off to college question?

Tigerlily

Luvin Life !!!
My oldest will be heading off to Towson University on August 27th. Other than dealing with the emotional aspect of her leaving home, does any other parent have some helpful suggestions on what we should get in advance to set her up? TIA
 

onebdzee

off the shelf
My oldest will be heading off to Towson University on August 27th. Other than dealing with the emotional aspect of her leaving home, does any other parent have some helpful suggestions on what we should get in advance to set her up? TIA

Congrats to you and your girl....check your PM'er in a couple of minutes
 

Tigerlily

Luvin Life !!!
Home equity loan.

Can I just sell a kidney instead? Did you give your daughter a credit card? I am considering it but seeing if I can limit what she can spend. I got AAA for her car. What about documents like birth certificates and such. Should she take the originals? Should I get her a lock box?

She has insurance cards for her medical, prescriptions & dental. She had her meningitis shot and tetanus and all her shots verified. We went for parent orientation three weeks ago. The campus is nice I would have just preferred if we got an actual tour and not seven hours of lecturing.

Do the laundry machines take debit cards ( I know that sounds silly) or do I have to send her with a zillion quarters? We are planning on stocking up on necessities this weekend and just ordered her bedding etc.

Most importantly, how long do I have to wait after she moves out to redecorate her room.:yahoo:
 

itsbob

I bowl overhand
Can I just sell a kidney instead? Did you give your daughter a credit card? I am considering it but seeing if I can limit what she can spend. I got AAA for her car. What about documents like birth certificates and such. Should she take the originals? Should I get her a lock box?

She has insurance cards for her medical, prescriptions & dental. She had her meningitis shot and tetanus and all her shots verified. We went for parent orientation three weeks ago. The campus is nice I would have just preferred if we got an actual tour and not seven hours of lecturing.

Do the laundry machines take debit cards ( I know that sounds silly) or do I have to send her with a zillion quarters? We are planning on stocking up on necessities this weekend and just ordered her bedding etc.

Most importantly, how long do I have to wait after she moves out to redecorate her room.:yahoo:
Most colleges have "debit cards" through their student account. Debit card can be used for about anything on campus. Food, laundry, books etc. You cam put money into her student account and she can then use the.money on campus or in her dorm.

And normally IF the laundry takes cards it will only.accept the colleges card.
 

Tigerlily

Luvin Life !!!
Most colleges have "debit cards" through their student account. Debit card can be used for about anything on campus. Food, laundry, books etc. You cam put money into her student account and she can then use the.money on campus or in her dorm.

And normally IF the laundry takes cards it will only.accept the colleges card.

Yes, you are correct. I asked her when she got home from work and when we went to the school a few weeks back she got her student she said it is also called a "One" card. We can load money on that card online and she can use it for laundry, school store, snacks or sodas. So should I give her a credit card or not?
 

itsbob

I bowl overhand
Yes, you are correct. I asked her when she got home from work and when we went to the school a few weeks back she got her student she said it is also called a "One" card. We can load money on that card online and she can use it for laundry, school store, snacks or sodas. So should I give her a credit card or not?

That would be your call.

Just know that the money in her student account can't be used off campus.

Have you considered a checking account with a debit card?
 

Tigerlily

Luvin Life !!!
That would be your call.

Just know that the money in her student account can't be used off campus.

Have you considered a checking account with a debit card?

She has had her own checking & savings accounts with a debit card for two years now. I have asked her for deposit slips so that I can add money to her account every other week or so. She & I use different banks so I don't know if I would be able to transfer funds but I will add that to the list of things to check into.
 

itsbob

I bowl overhand
She has had her own checking & savings accounts with a debit card for two years now. I have asked her for deposit slips so that I can add money to her account every other week or so. She & I use different banks so I don't know if I would be able to transfer funds but I will add that to the list of things to check into.

If you have BOA you can do it online.

Debit card you can't go overlimit, you can overdraw your account but they won't hit you with a 30% interest rate for overdrawing.
 
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Tigerlily

Luvin Life !!!
If you have BOA you can do it online.

Debit card you can't go overlimit, you can oversaw your account but they won't hit you with a 30% interest rate for overtaking.

She is with PNC and I am BB&T so I will have to check into what the rules are. I have overdraft protection on my account but I will have to check and see if she does on hers.

I am just worried that should the car break down or an unexpected expense come up that she will be able to take care of it then and there, versus me running around like a chicken in panic mode trying to get money in her account when we are two plus hours away from each other.
 

itsbob

I bowl overhand
She is with PNC and I am BB&T so I will have to check into what the rules are. I have overdraft protection on my account but I will have to check and see if she does on hers.

I am just worried that should the car break down or an unexpected expense come up that she will be able to take care of it then and there, versus me running around like a chicken in panic mode trying to get money in her account when we are two plus hours away from each other.

You worry too much. She's only going to be 2 hours away.
 

Pete

Repete
She is with PNC and I am BB&T so I will have to check into what the rules are. I have overdraft protection on my account but I will have to check and see if she does on hers.

I am just worried that should the car break down or an unexpected expense come up that she will be able to take care of it then and there, versus me running around like a chicken in panic mode trying to get money in her account when we are two plus hours away from each other.

Eh, she will get a BF named Ace who is the bass player in a grunge band and he will take care of her. If they need cash he can sell some of the jewelry from facial piercings to get by.
 

Tigerlily

Luvin Life !!!
You worry too much. She's only going to be 2 hours away.

You are so right on that one. It is hard letting go. She is spreading her wings to fly away and I still remember her as a baby. I know I need to take the emotion out of it all. I just want to have all the bases covered. Do you think they will let me live there too? :lol:
 

Bann

Doris Day meets Lady Gaga
PREMO Member
You are so right on that one. It is hard letting go. She is spreading her wings to fly away and I still remember her as a baby. I know I need to take the emotion out of it all. I just want to have all the bases covered. Do you think they will let me live there too? :lol:

:huggy: See Pete's reply - it'll make you laugh & you can us that right now!

Congratulations on your new space - what type of decor are you thinking of? :biggrin:
 

kom526

They call me ... Sarcasmo
8 more years for one and 15 for the other one. (No, I'm not counting down or anything.)
 

Tigerlily

Luvin Life !!!
:huggy: See Pete's reply - it'll make you laugh & you can us that right now!

Congratulations on your new space - what type of decor are you thinking of? :biggrin:

Yeah I read that and did laugh. That would be just my luck that she would bring home some freaky looking dude or gal at Thanksgiving. I remember some old movie with Pauly Shore in it when he posted that.

On the flip side I will probably go and lay in her bed and just miss her for a bit, then maybe take a nap and dream of what a nice reading room it will be. Of course in the end I will leave it intact and wait for her to come home and visit.

Thanks it means a lot.
 

drivingdaisy

New Member
Can I just sell a kidney instead? Did you give your daughter a credit card? I am considering it but seeing if I can limit what she can spend. I got AAA for her car. What about documents like birth certificates and such. Should she take the originals? Should I get her a lock box?

She has insurance cards for her medical, prescriptions & dental. She had her meningitis shot and tetanus and all her shots verified. We went for parent orientation three weeks ago. The campus is nice I would have just preferred if we got an actual tour and not seven hours of lecturing.

Do the laundry machines take debit cards ( I know that sounds silly) or do I have to send her with a zillion quarters? We are planning on stocking up on necessities this weekend and just ordered her bedding etc.

Most importantly, how long do I have to wait after she moves out to redecorate her room.:yahoo:

Holy cow I didn't have half of the stuff at college. I don't think she'll really need the originals for anything. I never used my birth cert or insurance card the whole time I was there.

I took clothing, computer, toiletres, organizational/storage stuff, bedding, microwave, fridge, mirror, paper/office supplies, fan, tv and I think that is about it. The clothing and computer were probably the most important to me at the time.
 

drivingdaisy

New Member
She is with PNC and I am BB&T so I will have to check into what the rules are. I have overdraft protection on my account but I will have to check and see if she does on hers.

I am just worried that should the car break down or an unexpected expense come up that she will be able to take care of it then and there, versus me running around like a chicken in panic mode trying to get money in her account when we are two plus hours away from each other.

You would probably be able to phone in your card info in such an emergancy situation. You can pay pal her money if you want to do weekly/biweekly deposits.

Man my fam helped pay for the tuition and room and board but after that it was all on me. I ended up getting a credit card my freshman year because i needed new tires and didn't have enough money. I was responsible enough for it to work out fine. Do you think your child can handle their own?
 
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