My oldest will be heading off to Towson University on August 27th. Other than dealing with the emotional aspect of her leaving home, does any other parent have some helpful suggestions on what we should get in advance to set her up? TIA
Congrats to you and your girl....check your PM'er in a couple of minutes
does any other parent have some helpful suggestions on what we should get in advance to set her up? TIA
Home equity loan.
I got AAA for her car.
Most colleges have "debit cards" through their student account. Debit card can be used for about anything on campus. Food, laundry, books etc. You cam put money into her student account and she can then use the.money on campus or in her dorm.Can I just sell a kidney instead? Did you give your daughter a credit card? I am considering it but seeing if I can limit what she can spend. I got AAA for her car. What about documents like birth certificates and such. Should she take the originals? Should I get her a lock box?
She has insurance cards for her medical, prescriptions & dental. She had her meningitis shot and tetanus and all her shots verified. We went for parent orientation three weeks ago. The campus is nice I would have just preferred if we got an actual tour and not seven hours of lecturing.
Do the laundry machines take debit cards ( I know that sounds silly) or do I have to send her with a zillion quarters? We are planning on stocking up on necessities this weekend and just ordered her bedding etc.
Most importantly, how long do I have to wait after she moves out to redecorate her room.
Most colleges have "debit cards" through their student account. Debit card can be used for about anything on campus. Food, laundry, books etc. You cam put money into her student account and she can then use the.money on campus or in her dorm.
And normally IF the laundry takes cards it will only.accept the colleges card.
Yes, you are correct. I asked her when she got home from work and when we went to the school a few weeks back she got her student she said it is also called a "One" card. We can load money on that card online and she can use it for laundry, school store, snacks or sodas. So should I give her a credit card or not?
That would be your call.
Just know that the money in her student account can't be used off campus.
Have you considered a checking account with a debit card?
She has had her own checking & savings accounts with a debit card for two years now. I have asked her for deposit slips so that I can add money to her account every other week or so. She & I use different banks so I don't know if I would be able to transfer funds but I will add that to the list of things to check into.
If you have BOA you can do it online.
Debit card you can't go overlimit, you can oversaw your account but they won't hit you with a 30% interest rate for overtaking.
She is with PNC and I am BB&T so I will have to check into what the rules are. I have overdraft protection on my account but I will have to check and see if she does on hers.
I am just worried that should the car break down or an unexpected expense come up that she will be able to take care of it then and there, versus me running around like a chicken in panic mode trying to get money in her account when we are two plus hours away from each other.
She is with PNC and I am BB&T so I will have to check into what the rules are. I have overdraft protection on my account but I will have to check and see if she does on hers.
I am just worried that should the car break down or an unexpected expense come up that she will be able to take care of it then and there, versus me running around like a chicken in panic mode trying to get money in her account when we are two plus hours away from each other.
You worry too much. She's only going to be 2 hours away.
You are so right on that one. It is hard letting go. She is spreading her wings to fly away and I still remember her as a baby. I know I need to take the emotion out of it all. I just want to have all the bases covered. Do you think they will let me live there too?
See Pete's reply - it'll make you laugh & you can us that right now!
Congratulations on your new space - what type of decor are you thinking of?
Can I just sell a kidney instead? Did you give your daughter a credit card? I am considering it but seeing if I can limit what she can spend. I got AAA for her car. What about documents like birth certificates and such. Should she take the originals? Should I get her a lock box?
She has insurance cards for her medical, prescriptions & dental. She had her meningitis shot and tetanus and all her shots verified. We went for parent orientation three weeks ago. The campus is nice I would have just preferred if we got an actual tour and not seven hours of lecturing.
Do the laundry machines take debit cards ( I know that sounds silly) or do I have to send her with a zillion quarters? We are planning on stocking up on necessities this weekend and just ordered her bedding etc.
Most importantly, how long do I have to wait after she moves out to redecorate her room.
She is with PNC and I am BB&T so I will have to check into what the rules are. I have overdraft protection on my account but I will have to check and see if she does on hers.
I am just worried that should the car break down or an unexpected expense come up that she will be able to take care of it then and there, versus me running around like a chicken in panic mode trying to get money in her account when we are two plus hours away from each other.