So: You believe that all of these people driving have insurance on their cars?
Personally I doubt that. I am a citizen and there is a basic tenet that I probably have property and can be sued.
At least I have a residence and they can find me, and I am not a flight risk to Mexico.
But I understand how you could feel ,these poor people are special and deserve special treatment for some reason because some Americans like to Momma them. I don't feel that way. I also don't feel that they should be allowed to take a test unless that test is in English,and they cannot have a permit if they do not have a Green card, a Visa, or something that allows them in this country legally. LEGALLY.