Have you ever had your CC used fraudulently? ??
- Thread starter puggymom
- Start date
It actually just happened to me, the first time in 22 years. My card was declined at Target on Saturday. Discover had blocked it because of suspected fraud. I called and found out that there were two fraudulent charges made on Friday - one to Cesar's Palace for $7 and one to an online gaming site for $42. I'm awaiting my new cards in the mail.
aps45819
24/7 Single Dad
That's what you get for eating at Applebee's...
Why are you so angry?
RPMDAD
Well-Known Member
Once yes, but it was back in the old days, and it was a gas station credit card. My card was getting ready to expire and they mailed me a new one, and it was stolen, somewhere in the USPS mail chain, maybe even out of our mailboxfor all we know. Bill came in with all these charges in DC and Va., and i called the company, and had them review my charges and showed i never ever had used that credit card in my history in DC or Va. plus by that time my original card had expired they investigated and sent me a new card with a new number and i wasn't charged for the fraudulent charges. Took a few phone calls but no really big deal.
Crewdawg141
IYAMYAS!!!!!
You are not alone! I have had 2 different cards from 2 totally different issuers compromised. If it were not for diligence I would have eaten $7500 on a Visa.
What was the time frame seperating your fraudulent activities?
puggymom
Active Member
Oh it was about 2 years. And I was not worried as I get text alerts on any charge over $25 on my CC. The transaction was actually declined and my CC fraud dept. called so it never even showed up.
My hubby was just acting like this never happens and I frankly just was not sure. Now I see it happens often enough that as long as you are diligent and get a new card it is not a huge deal.
MMM_donuts
New Member
About a year ago two charges showed up on my checking account that were unaccounted for. Small amounts - $8 and $20. I did some research, googled the companies and whatnot, and found they were auto parts places in some place like Reno, NV, or something. I called up my bank, they confirmed that they showed my card number had been manually entered (not swiped). They gave me a temporary credit while investigating it, issued me a new card, then a few months later I got some letters in the mail about my card number having been used fraudulently.
While working at a local financial institution some years ago, I encountered quite a few members that would be upset by the bank turning off their credit cards because they spotted large or numerous charges originating from places that were unusual to the member's normal activity. Usually they were pretty upset about it until they found out that it's a prevention technique that is quite effective and the whole misunderstanding can be avoided by a simple phone call to the bank letting them know if you'll be vacationing in Mexico or purchasing $5000 worth of stuff from Best Buy online or whatever.
While working at a local financial institution some years ago, I encountered quite a few members that would be upset by the bank turning off their credit cards because they spotted large or numerous charges originating from places that were unusual to the member's normal activity. Usually they were pretty upset about it until they found out that it's a prevention technique that is quite effective and the whole misunderstanding can be avoided by a simple phone call to the bank letting them know if you'll be vacationing in Mexico or purchasing $5000 worth of stuff from Best Buy online or whatever.
Crewdawg141
IYAMYAS!!!!!
It sounds like you are keeping track of your CC's in an intelligent way, kudos to you! Unfortunately CC Fraud is ever increasing.
E
EmptyTimCup
Guest
I answered NO, but my bank has replaced my debt card and my CC twice, because of someones data breach
BJ's and I forget the other .....
A guy at work, hard $ 500 bucks charged at Giant on his .......
BJ's and I forget the other .....
A guy at work, hard $ 500 bucks charged at Giant on his .......
Chasey_Lane
Salt Life
Nope, never.
SoMdDude
New Member
I received 3 $100 gift cards from amazon.com one day in the mail...I was like WTF? Called amazon and they said my american express card was used for the transaction...I said I never buy gift cards online and set up to return them to amazon, called AMEX and had they remove the charge and issue me a new card.
That is the only time I can recall it happening to me...whoever did it were dumb asses, they could have sent the gift cards to themselves instead of MY address lol
That is the only time I can recall it happening to me...whoever did it were dumb asses, they could have sent the gift cards to themselves instead of MY address lol
frequentflier
happy to be living
Many times...many cards both for my business and my and hubbys personal accounts. Couple times were my catches, couple times the issuer/banks.
Just last weekend, a card I never use had a charge for amazon for a kindle book. Don't use the card, don't own a kindle, rarely buy from amazon.
Never cost me anything monetarily except the inconvenience; which is worth a lot.
Thieves and scammers are everywhere...be diligent about checking your accounts.
ALWAYS!
Just last weekend, a card I never use had a charge for amazon for a kindle book. Don't use the card, don't own a kindle, rarely buy from amazon.
Never cost me anything monetarily except the inconvenience; which is worth a lot.
Thieves and scammers are everywhere...be diligent about checking your accounts.
ALWAYS!
Happened to me twice. First time over $5 grand in just 20 hours - Best Buy, Target, Mens Warehouse, jewelry stores, etc., all within a half mile or so of each other.
That time, I notified the CC company two days later when I had a transaction denied. The fraud division was on it, and within two days, I was notified that they had identified the two perps - a couple - where every transaction was on video, including them getting into their car with license plate ID. They were both prosecuted, with previous convictions on record.
The second time, just about 6 months ago, I noticed a small transaction while checking my account online. Notified the CC company, and they figured it was just a test by the perps to see if it worked. They were stopped as well.
That is the main reason I check my accounts daily on line.
That time, I notified the CC company two days later when I had a transaction denied. The fraud division was on it, and within two days, I was notified that they had identified the two perps - a couple - where every transaction was on video, including them getting into their car with license plate ID. They were both prosecuted, with previous convictions on record.
The second time, just about 6 months ago, I noticed a small transaction while checking my account online. Notified the CC company, and they figured it was just a test by the perps to see if it worked. They were stopped as well.
That is the main reason I check my accounts daily on line.
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RareBreed
Throwing the deuces
I had a message from Bank of America on the answering machine when I got home. Asked me to call about possible fraudulent charges on my debit card. I had a feeling I knew what it was about because the day before I bought a gift card online which is very unusual for me. I called BoA and that's exactly what they were questioning. My card had a hold placed on it which they removed. I am very happy that BoA seems to be watching out for things like that. 