Help!!!

BlueBird

Well-Known Member
I need some advice ASAP. Holy Shnikeys my credit card balance is $32,527.58 and I need to know the best way to pay it off in the quickest way possible.

I have two years left on my pick me up truck
Car is paid off
I still owe just over 11K on my bike.
 

struggler44

A Salute to all on Watch
I need some advice ASAP. Holy Shnikeys my credit card balance is $32,527.58 and I need to know the best way to pay it off in the quickest way possible.

I have two years left on my pick me up truck
Car is paid off
I still owe just over 11K on my bike.

$1.00 a month, F 'em
 

Bann

Doris Day meets Lady Gaga
PREMO Member
I need some advice ASAP. Holy Shnikeys my credit card balance is $32,527.58 and I need to know the best way to pay it off in the quickest way possible.

I have two years left on my pick me up truck
Car is paid off
I still owe just over 11K on my bike.

I know you don't have a CC balance that high. Can't possibly. :jameo:
 

BlueBird

Well-Known Member
quit spending money you don't have

I figured the government does it so why can't I?

Seriously, we had a string of bad luck last year and with-out getting to personal here we had to pay for some things we, and no-on ever plans on. We can afford our payments on everything so at least we have that going for us.
 

Bird Dog

Bird Dog
PREMO Member
I need some advice ASAP. Holy Shnikeys my credit card balance is $32,527.58 and I need to know the best way to pay it off in the quickest way possible.

The quickest way is to write a a check for $32,527.58, it will be paid off on your next statement.
 

Bann

Doris Day meets Lady Gaga
PREMO Member
Oops! I just noticed I typed $32,527.58. The actual amount is much less at $3,527.58. Sorry for the confusion. :yahoo:

:eyebrow:

Stop spending money you don't have. Put the CC in a baggie with water into the freezer - that way you wont make impulse buys.
 

Vince

......
Shredded all credit cards except one. Cancelled the accounts. One credit card has nothing on it unless I really need it. Everything gets paid for by cash or check. Needless to say I get a boatload of mail from the credit card companies wanting me to get their card. My shredder is very busy.
 
Dave Ramsey Homepage - daveramsey.com

Purchase the book The Total Money Makeover or you may be able to pick it up at the library.

Give this a read and implement. It works and the fastest way out of debt is straight out.

Increase income and/or decrease expenses is the secret.

Alice and I will be facilitating a class in September. By then you should be just getting it rolling. The class would be good timing. Class link follows:

Financial Peace University at Saint John's Catholic Church - Hollywood, MD - daveramsey.com
 
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Bann

Doris Day meets Lady Gaga
PREMO Member
Dave Ramsey Homepage - daveramsey.com

Purchase the book The Total Money Makeover or you may be able to pick it up at the library.

Give this a read and implement. It works and the fastest way out of debt is straight out.

Increase income and/or decrease expenses is the secret.

Alice and I will be facilitating a class in September. By then you should be just getting it rolling. The class would be good timing. Class link follows:

Financial Peace University at Saint John's Catholic Church - Hollywood, MD - daveramsey.com



:yay:
 

goughrmak

New Member
CUT THE CARDS UP and CLOSE THE ACCOUNTS!!

That is the 1st step.

Pay as much as you can on the highest interest rate, minimum on the lower interest rates, then when the first is paid off, put that ENTIRE amount on the next highest, and continue until they are paid off.
 
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