Housing Help Needed

[TrueSOMDGirl]

Olive Garden AND Kohls are both hiring.

Yup, but that does not mean they are hiring everybody that applies :shrug:

 

[HeavyChevy75]

Yup, but that does not mean they are hiring everybody that applies :shrug:

But no job hires everyone that applies. When I got my first job it was McDonald's. I have heard so many teenagers tell me that they don't want to work fast food. Well I didn't want to either but that was the type of job that was available. You can't be overly picky when the job market is not as strong.

If i had to choose between living in a box or having some sort of shelther. I would work at McSlop to make a paycheck.

 

[MadDogMarine]

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[TrueSOMDGirl]

But no job hires everyone that applies. When I got my first job it was McDonald's. I have heard so many teenagers tell me that they don't want to work fast food. Well I didn't want to either but that was the type of job that was available. You can't be overly picky when the job market is not as strong.

If i had to choose between living in a box or having some sort of shelther. I would work at McSlop to make a paycheck.

but we already posted that I have had several teens and young adults apply at every fast food chain in the area and their response was the same. We are not hiring but will take your application. 30 people or more trying for the same one opening.

 

[Chasey_Lane]

Yup, but that does not mean they are hiring everybody that applies :shrug:

Riiiight. However, both are new businesses so they will be hiring LOtS of staff. Someone's chances of finding employment at either will be good.

 

[TrueSOMDGirl]

Riiiight. However, both are new businesses so they will be hiring LOtS of staff. Someone's chances of finding employment at either will be good.

I hope so, I am sending several over there on the 27th as it is. Any news on when Kohls will be hiring? I have not seen any signs.

 

[lisa8439]

It is harder for some people to get disability. I know of several that have had major problems, Doctors backing them up and it still took years to start collecting.

Yes you are right - BUT it depends on the conditon/reason they are applying for disability. Most people who have a visible disability or have something that is medically accepted as disabling don't have a problem. People who apply because of things like Fibromyalgia or systemic diseases (which are JUST as disabling as many things) have a hard time getting disability because those aren't really medically accepted as 'disabling' if that makes any sense.

If he has a back problem that can be shown by MRI and has doctor support he shouldn't have much problem. People who don't really have any 'tests' to support the diagnosis have a hard time - or I should say, tests other than blood tests... tests like MRI or CTscans that show a visible disability. People with fibromyalgia, rheumatoid arthritis, lupus, etc. get to where they can't even walk sometimes - but those diseases aren't considered as disabling as some of the more common things that can be proven with an MRI.

Regardless OP, I wish you the best - and I'm sure you'll find a job soon.

 

[Clbkatz]

This is a 1st time for me. I don't know what you are referring to?? Before this I had a 769 credit score, never missed a payment on anything, paid my bills on time (early in fact), had a great job and was doing well. I am a financially responsible person and always have been.

Like I have been trying to tell all of you...there is more to this story and my husband was laid off and we lost a $65 -70k/yr income a month or so before we were to open. You don't think that would have an effect on a household??? We had not planned on him not working throughout the next few years. Once we got Rita's off the ground and running soundly THEN he was going to stop that job. It didn't work out that way. Remember I bought this franchise back in 2005 before the economy was bad and jobs were being lost.

He did not file BKR because he was financially a bad person either...It was due to his Ex-wife's "extracurricular activities," let's say, that landed her in jail and him a mess to clean up with 2 kids and a pile of problems leaving him no choice but to file for BKR. I am sure someone out there will say somehow it is his fault, but again, you do not know the whole story, I do. Believe me this was no where near his fault nor could he have avoided it. It was a situation he was put into very suddenly and had to deal with it best he could.

Ugh so this isn't a first time thing, sorry I tried to help. Apparently even if you do make it through this it will probably just happen again.

 

[Clbkatz]

I have never filed BKR thank you very much....

 

[Chasey_Lane]

I hope so, I am sending several over there on the 27th as it is. Any news on when Kohls will be hiring? I have not seen any signs.

There is a sign on the building "Now Hiring" and it has been there for a little while.

 

[Clbkatz]

I will move where ever I can go. My problem is credit to rent a house and income to pay. Most landlords are going to run a credit check and when they see my "now" credit I will be denied I am sure, even if I do find a job. All of this has ruined my credit that I had, which was VERY good, preventing me from doing a lot of things. One of which is finding a good paying job. I have been told by several jobs that I applied for that I would have got the job had it not been for my credit. VERY GOOD JOBS! That is heartbreaking to me, so it does happen. If I didn't have what it took to get those jobs then I would not even be considered so I must have some brains for them to say we would loved to have hired you but we have criteria that we must follow and the credit is what got you.

I was commuting for Rita's because it was my business (I could take my kids to) that I had hoped to have up & running great in a few years after establishing loyal customers, etc. But circumstances have stopped that dream dead in it's tracks now. So that is over. But to travel to the park from where I am now for minimum wage would not be a financially wise decision on my part. I don't care what any of you say. It doesn't make any sense to do that. With the cost of gas, time traveling there and dealing with kids and getting them on bus, etc., it would not work out then I would possibly loose the little bit of help I get from the state (none of it cash either) for a $7.25/hr. job then I would be in an even worse position then if I didn't get the job. Unless it was for a very well paying job, it is not worth it. I have no problem applying for Kohls, McDonalds and all the rest of these type jobs (and in fact I have done that btw) just down closer to where I am living for now makes better sense.

I only mentioned all of the jobs in the California/Lex. Park area because I thought you said you owned the Rita's in Lex. Park? So I figured if you were driving down here for that, you would drive down for something else. Sorry it didn't help...

If you are going to lose your house, maybe the answer is to move down to this area (Lex. Park) and rent... maybe the DSS people here will be more understanding about your husband (and BTW, he should have NO problem getting disability if he has multiple doctors that will vouch for his condition and recommend that he receive it - I've known several people with back problems or similar things that received disability and a couple who shouldn't have gotten it but their doctors backed them and that's all it took. He needs to do this - steady money every month is crucial).

With the mulitple stores/restaurants opening here I'm sure you could find something - maybe even managerial in a restaurant since you have that type of experience with Rita's. Perhaps secure a job first, drive back and forth a bit, then move down and rent. I've heard of people who are in situations like you that just left their house (I know that sounds silly but they did it because it was best for them to walk away I guess) or maybe you could do a short sale or something? Sorry if you discussed selling the house and I missed it in the thread, but I would consider that.

I think that the Lex. Park/California area is in better shape than Waldorf economically with the base growing... so if you can't find a job where you are, you might just have to move to where the jobs are. People do it all of the time and come from all over to work at the base because there are no jobs in California or Minnesota or wherever... at least you are close enough that you could drive to a job down here and make sure that you get hired.

 

[mAlice]

I will move where ever I can go. My problem is credit to rent a house and income to pay. Most landlords are going to run a credit check and when they see my "now" credit I will be denied I am sure, even if I do find a job. All of this has ruined my credit that I had, which was VERY good, preventing me from doing a lot of things. One of which is finding a good paying job. I have been told by several jobs that I applied for that I would have got the job had it not been for my credit. VERY GOOD JOBS! That is heartbreaking to me, so it does happen. If I didn't have what it took to get those jobs then I would not even be considered so I must have some brains for them to say we would loved to have hired you but we have criteria that we must follow and the credit is what got you.

I was commuting for Rita's because it was my business (I could take my kids to) that I had hoped to have up & running great in a few years after establishing loyal customers, etc. But circumstances have stopped that dream dead in it's tracks now. So that is over. But to travel to the park from where I am now for minimum wage would not be a financially wise decision on my part. I don't care what any of you say. It doesn't make any sense to do that. With the cost of gas, time traveling there and dealing with kids and getting them on bus, etc., it would not work out then I would possibly loose the little bit of help I get from the state (none of it cash either) for a $7.25/hr. job then I would be in an even worse position then if I didn't get the job. Unless it was for a very well paying job, it is not worth it. I have no problem applying for Kohls, McDonalds and all the rest of these type jobs (and in fact I have done that btw) just down closer to where I am living for now makes better sense.

If you want housing assistance, you'll need to move to one of the countries we're sending our money to.

 

[dawn]

I will move where ever I can go. My problem is credit to rent a house and income to pay. Most landlords are going to run a credit check and when they see my "now" credit I will be denied I am sure, even if I do find a job. All of this has ruined my credit that I had, which was VERY good, preventing me from doing a lot of things. One of which is finding a good paying job. I have been told by several jobs that I applied for that I would have got the job had it not been for my credit. VERY GOOD JOBS! That is heartbreaking to me, so it does happen. If I didn't have what it took to get those jobs then I would not even be considered so I must have some brains for them to say we would loved to have hired you but we have criteria that we must follow and the credit is what got you.

I was commuting for Rita's because it was my business (I could take my kids to) that I had hoped to have up & running great in a few years after establishing loyal customers, etc. But circumstances have stopped that dream dead in it's tracks now. So that is over. But to travel to the park from where I am now for minimum wage would not be a financially wise decision on my part. I don't care what any of you say. It doesn't make any sense to do that. With the cost of gas, time traveling there and dealing with kids and getting them on bus, etc., it would not work out then I would possibly loose the little bit of help I get from the state (none of it cash either) for a $7.25/hr. job then I would be in an even worse position then if I didn't get the job. Unless it was for a very well paying job, it is not worth it. I have no problem applying for Kohls, McDonalds and all the rest of these type jobs (and in fact I have done that btw) just down closer to where I am living for now makes better sense.

The storage place that is close to and on the same side of the road as Thomas Stone is hiring (I think the name is Tower Storage) for either a assistant manager or manager, they have it advertised on their flashing sign.

 

[mitzi]

I will move where ever I can go. My problem is credit to rent a house and income to pay. Most landlords are going to run a credit check and when they see my "now" credit I will be denied I am sure, even if I do find a job. All of this has ruined my credit that I had, which was VERY good, preventing me from doing a lot of things. One of which is finding a good paying job. I have been told by several jobs that I applied for that I would have got the job had it not been for my credit. VERY GOOD JOBS! That is heartbreaking to me, so it does happen. If I didn't have what it took to get those jobs then I would not even be considered so I must have some brains for them to say we would loved to have hired you but we have criteria that we must follow and the credit is what got you.

I was commuting for Rita's because it was my business (I could take my kids to) that I had hoped to have up & running great in a few years after establishing loyal customers, etc. But circumstances have stopped that dream dead in it's tracks now. So that is over. But to travel to the park from where I am now for minimum wage would not be a financially wise decision on my part. I don't care what any of you say. It doesn't make any sense to do that. With the cost of gas, time traveling there and dealing with kids and getting them on bus, etc., it would not work out then I would possibly loose the little bit of help I get from the state (none of it cash either) for a $7.25/hr. job then I would be in an even worse position then if I didn't get the job. Unless it was for a very well paying job, it is not worth it. I have no problem applying for Kohls, McDonalds and all the rest of these type jobs (and in fact I have done that btw) just down closer to where I am living for now makes better sense.

I agree with you, traveling to St. Mary's for a retail job would not help you. Retail never hires anyone full time either. You'd be lucky to get 25 hours a week.

 

[Tigerlily]

I know EXACTLY what you are going through, I have been there, and believe me, the people here have NO IDEA what this is REALLY all about.

Until someone's LIFE is literly in the balance, they will NEVER understand the anguish you are going through, and the fear for those you love, can destroy your heart in seconds.

First, you will not be tossed out of your home for quite some time, so back off of that fear, for at least a few more months. When it creaps in, smack it back and tell it to shut up! You need a clear mind to deal with this, so take charge of your own thoughts NOW.

Consider that you may indeed have to move one day. Face it, and decide now, that if that is the case, you will make it through it, and will be better for it. I SWEAR TO YOU, YOU WILL BE, HONEST!

Most importantly, make yourself not freek out, it only damages you, and it will ruin the conversations with anyone you talk to when you are job searching.

Take everything you feel now, and think now, and for the sake of your success, you need to make it a "small thing" that you KNOW you will work out. Cry when you need to, scream when you need to, and when you are done, put it in a box, stash it in a drawer and LEAVE IT THERE UNTIL ANOTHER TIME YOU NEED TO CRY.

With $800.00 you have enough to eat and pay your electric bill, you are in great shape.

I had 3 people in a one room motel, living on $277.00 a week and $140.00 of that was the motel. $137.00 a week to feed 3 not including my husbands medication, which without it, he would die! All totaled, we had $121.00 a week to live on, and I thank the Lord my husband had prescription drug coverage and our part was only $16.00.

I lived in a Gorgeous home in Waldorf, and my husband made great money, we put our entire life, and our retirement money into our home, and in 1 day, we were ruined by his heart surgery, and multiple mini strokes. LIFE IS NOT ALWAYS FARE, AND IT WAS NOT OUR FAULT EITHER. You are not to blame for what happened, and you know that, so pick yourself up and don't ever argue that again.

Eventually I was out in the cold, and homeless, and for those who do not have to actually face that, they have not ONE CLUE about what this is like for us.

You will live through this, and the first step is............

Decide now that whatever tomorrow brings you, you will take it, and be thankful that you are all together, and safe. It's the first step in getting the worry of being homeless out of your head. So.... whatever the future is, ....So be it!

With that under your belt, you can now use your real brain to make the right decisions, but you can not continue to think like you used to. What was, is not anymore. Consider it done. Where you are going is your current path. You are not who you were, and nothing will be the same. Where your path takes you will be better than where you are now.

Your trying to make things like they used to be, and that will hurt you in the end. You already know what an impossible situation you are in, so GIVE IT UP FOR THE SAKE OF BEING IN YOUR NEW REAL WORLD, AND ABLE TO MAKE GOOD DECISIONS.

You may not know for a month or two what direction you are headed in, but it will show up, I promise you.

It's not easy, and you will cry, you will miss your Christmasses and what you had, but where you are going is where your eyes HAVE TO BE RIGHT NOW.

No, I'm not telling you what department you need to go to, but I am telling you where your head and heart needs to be for you to get through this, and that is what is number one right now.

You do need a job, and your frustration is showing. You are more than able to do a good job, that is obvious, so ACT like it, and leave the frustration at the door. You don't need it, your kids don't need it, and your husband doesn't either. So, if you have a copy of an old credit report, you need to take it with you to a job interview. Be direct, and tell them that you are including it ONLY BECAUSE OF YOURS, AND YOUR HUSBANDS CURRENT UNEMPLOYMENT, AND THE MESS IT'S MADE OF YOUR CURRENT REPORT.

Stop the explaining, don't feel guilty, they don't want to hear it, and you need to be someone that they want to hire, not someone that is telling them your troubles. Not good.

I would suggest that you do one small thing, it isn't easy, but DO IT.

Take no less than $50.00 and put it away, even if it means you don't eat.
You will need it sooner or later. It is your hidden stash, it will remind you that you are NOT BROKE, you can get ahead, and that you CAN do it.
It's also a way to come up with deposits and things, if you need them later.

Last, if you do become homeless, you can count on me to help.

I may have little to offer, but it is there for you. You will have a roof over your head, and something to eat.

There is nothing in this world that is worse than knowing your family is under the threat of being homeless and maybe without food.

Forget trying to save what was, and RUN to what is to come, whatever it is.

I'm out of debt, have property I'm going to build on this fall, and just purchased the property next to mine for planting my veggies on.

We came from living in a basement, and then in a one room motel, to having no debt at all, and no mortgage.

I would not change what happened to me for anything.

Priorities get changed, life changes, and it can be a good thing.

You will get a job, you are more than qualified, and many want someone like you, or did you forget that? Hang on, and keep at it.

You will know what to do when it is time. What you are doing right now is not just frustration, but is teaching you things you will know forever, so it's not for nothing, and when this country is in the pits, and a lot more are dealing with what you are facing, you will already be out of it.

Learning to bend is a hard thing, Don't be rigid, don't expect things to be as they were, the branch that bends, doesn't break, it thrives.

I pray that you fight the good fight, and that you hang on, this is NOT the end, it's a new beginning.

Your new direction is already here, relax and watch it unfold.

What a great post. At this point it is not about what was, it is about what will be. I know that personally I have a rearview mirror full of bad decisions and choices and almost all of them were of my own doing. Life is a journey full of good and bad. I think in the end you just have to let it all go and make the decision that you will not let whatever situation you encounter be the one that breaks you.

 

[Clbkatz]

WOW....That was a Great post. Thank you so very much! It touched my heart and really did make me think and feel better. Yes my frustration is showing and I am sorry but I truly hate people thinking that somehow this is my fault, like nothing bad could have actually happened to me, with the timing of certain events, etc. which all added into me being where I am today. It truly does help to know that you were in a similar situation and bounced back eventually from it and are now thriving again. I hope that I can do that as well. I had a good retirement account built up and was doing great: living in a nice home, nice cars, family vacations every year, and now that is all gone. I want to and believe I will bounce back one day it is just all these people who try to push me down and act like I am a bad person because I tried something and it didn't work. If I had known the economy was going to be like this then I would have never done this, but at the time we bought into it the economy was thriving, home values were rising still and everything was GREAT!

I have lost everything because of this. $100's of thousands of dollars and several things happened all within a month of each other and the store opening which caused things to slowly go downhill for me and my family, not bad managing skills. No matter what I did to try and save it, it just did not work and I have not yet recovered. Had my husband not been laid off I think we could have managed, but that combined with everything else we just could not make it and that is that. It had NOTHING to do with bad managment or not running our store correctly. We were there from open till close 7 days a week for 9 months straight....no days off!!! If that is not dedication in trying to make it work then I don't know what is. We even had our kids there as well working and helping out. This was going to be our family business.

Thank you again for your words of encourangement and also showing that sometimes bad things happen to good people and it is not always their fault for it.

What a great post. At this point it is not about what was, it is about what will be. I know that personally I have a rearview mirror full of bad decisions and choices and almost all of them were of my own doing. Life is a journey full of good and bad. I think in the end you just have to let it all go and make the decision that you will not let whatever situation you encounter be the one that breaks you.

 

[SoMDLady1]

TrueSOMDGirl,
It's wonderful to know that there are others that care too, and I'm thrilled that you helped with the resume, and hopefully it will turn into a job. I have run into people that have been looking for months too, and it will make you crazy. Having a lawyer will help a lot, let me know if you get someone.

To me, it doesn't matter the situation, if my soul says help, then I help.
I still have very little to offer too, but whatever I can do, I will do.

The reason this issue is so touchy is, it makes people nervous, and it's easier to blast someone, than to have to EVEN THINK of something like this happening. All that is left is, they did it to themselves, or it's a scam.

No one wants to FACE THAT THIS COULD HAPPEN TO THEM TOO.

No way, they have to be low lifes or something............ really sad.

No one can save this persons home, if it's meant to be, BUT no one asked anyone to either.

There ARE things in life that CAN NOT be fixed.

People feel threatened and get confused when impossible situations happen.
I know my family did, and we are a VERY CLOSE KNIT FAMILY.

No one had any idea what to do, and everyone got so frustrated we all got nasty with each other. It's what happens in situations like this.

Who can be blamed when a man has a heart attack and strokes, or illnesses that they neither wanted, or can even deal with.

I only wanted my sisters and brothers (6 of them) to give a cr*p WITH ME.

Took a while, but when I calmed down, they did too.

It takes a long time to come to grips with a LIFE CHANGE like that one.

I prayed, and when it looked like, losing the house was what was going to happen, I made a deal with God.

I prayed that if He left me my sweetheart of a husband, He could have everything we own with NO REGRETS, EVER! I would no longer fight it, and would go in any direction He gave me.

That was 9 years ago and I will not look back. I do get sad, but never regret.

It took over 6 months to get social security disability, and we had to fight tooth and nail. At the time my husband was at deaths door.

That was 9 years ago, and today we are just getting back on our feet.

Living on cash is NOT easy. But OH SO WORTH IT.

I used to be sick all day, and crying everyday, when you see reminders of your entire life going down the toilet, and last, and WORSE OF ALL, when you have no choice but to send your young children out into the world to fend for themselves, especially when 2 of them were supposed to go to college in a few weeks, and now they will be out there alone and feeding themselves. It was almost more than I could stand. I thought I would die from it.

My babies were gone, our home was gone, and we lived in a roach infested motel for a solid year. It was awful, more than awful.

One day when the snow was literly blowing under the door of the room, my brother showed up and took us out of the motel. My husband couldn't walk back then, so my brother just came in, started packing up all we had, (not much) made us get in the car, and he took us to a one bedroom apt. that was owned by a business friend. $600.00 a month, and no utilities!!! Oh my God, heaven was here. No deposit, and payment every two weeks. Then, right after that, our social security showed up!!! and ALL BACK MONTHS were included!!!!! Of course I owed it all to bills, but it sure was wonderful to have an income again, and not have to worry about being able to eat.

We have been getting out of hospital and doctor debt since then, and I'm proud to say, we are debt free.

Notice it took 9 years. Actually longer, but today I would never go back to oweing anyone anything, not even for a home. Never Again.

I learned one huge lesson. We can be free. We can do whatever we want.
We don't have to live with the threats of debt, including homes, even when we love them. We don't even have to pay and electric bill if we don't want to. We can get a solar system or something, we can pay less at the grocery store, we can grow our own! We can grow every veggie we ever eat, we can make things and enjoy it, we can watch our husbands enjoy life too.

It takes little to live, the day you learn that living on a treadmill is not worth it. We lived years not having time for our children, because we were too busy working and paying for a home and "Things". If I had known how life could really be, I would have done it long ago. But for me, it took getting my eyes opened, to what was available in this world, and even had to be pried away from that life, to get to this one, before I was ready to have a new one.

Sure life still has problems, but boy do I ever love my new one.

It takes a lot of money to build a home, especially when you don't have any, but hey, I will get there. I know I will, I'm a new me.

This is why I want to help. I have been there, I know.............

Anyone can!

 

[TrueSOMDGirl]

If you want housing assistance, you'll need to move to one of the countries we're sending our money to.

man that is so true.

 

[TrueSOMDGirl]

SoMDLady1, you are a true lady. Bless you and your family.

 

[Tigerlily]

SoMDLady1, you are a true lady. Bless you and your family.

I could not have said that better myself. She is a tue inspiration.