Yet your spelling and grammar are horrendous! Do you know what a paragraph is?
Since when do companies check your credit score before hiring?
That was making me
too. 
Wth?
Housing Help Needed
- Thread starter Clbkatz
- Start date
That was making me
too. Wth?
lisa8439
New Member
And OP, your husband should have no problem getting disability payments if there are doctors (note the plural) that will vouch for the fact that he can not stand for any length of time and can not drive due to his injury. Yes I'm sure they will argue that he *could* work, especially since he was just hired to do something - but he should really talk to his doctors and tell them that he is having financial problems due to his injury - then perhaps they will elaborate on how his injury prevents him from doing many things.
I don't think they are *as* strict on back injuries and disability (since obviously that is a big factor in whether one can work or not) as long as multiple doctors will say that he can't work and will provide documentation and xrays/MRI's to show that he can't. A lot of people apply for disability with systemic diseases - and those are much harder to have 'physical' evidence for. I know a lady with lupus who can not work - she can barely get out of bed. She has applied for SSI twice now, with the backing of 2 doctors - yet she keeps getting denied. I think she is considering getting a lawyer now (I know that is probably not in your budget though)
I don't think they are *as* strict on back injuries and disability (since obviously that is a big factor in whether one can work or not) as long as multiple doctors will say that he can't work and will provide documentation and xrays/MRI's to show that he can't. A lot of people apply for disability with systemic diseases - and those are much harder to have 'physical' evidence for. I know a lady with lupus who can not work - she can barely get out of bed. She has applied for SSI twice now, with the backing of 2 doctors - yet she keeps getting denied. I think she is considering getting a lawyer now (I know that is probably not in your budget though)
BS Gal
Voted Nicest in 08
I think she is in Charles County, JP, but I never got a response to whether she would clean houses. :shrug:
Kohls is hiring right and left right now and I believe Olive Garden should be close to it. Have you checked with them? I bet Hubby and you could BOTH work at Kohls. AS far as SSI, has he applied?? If not, don't say you"won't" get it because there is a great possibility you can get it and it's a simple thing to do starting on-line, particularly if his doctors have said he can get it. Once they get that paperwork, he is pretty much guaranteed to get SSI. I think you are setting up roadblocks for yourself before really checking into it. It takes five months of not being employed on a disability to get SSI, so he could be getting a check within a month. No reason NOT to go down that road at all.
ginwoman
Well-Known Member
this is good advice. Go to the social security office and apply for social security disability. I took my brother there a few years ago (he had Parkinson's disease and serious back problems) anyway, they worked immediately to get him SSI and Medicaid.
Also, there are disability lawyers who specialize in SSD who will take your case and they only get paid if they win the case.
responses to everyone
It truly amazes me the petty things people can come up with to kick a person when they are already down and to make them feel even more terrible about things then they already do. I am talking about my life and struggles and I get people worrying about the fact that I am not writing in paragraphs or answering a comment back fast enough, (Yes I would clean houses, btw! and I have applied to fast food places, grocery stores, 7-11, have my resume posted on here as well, and I have not been hired yet so I am not limiting myself to an upscale job even though that is what I am qualified to do and need to support a family of 5) I think many people would be surprised how many places check your credit now. I know I was surprised too. I have MANY things going on and don't live on the computer, as it seems some of you do, attacking others. I simply thought this was a good forum to find help since it reaches a lot of people in my area and I have posted things in the past and received wonderful assistance.
Lets not forget that my entire life history, nor circumstances, have been included in the small bit of information I posted here on this forum. I just wanted to sum things up enough so people knew where I was coming from, what I was looking for and how they could get the information I needed to me, the correct information, not information that I couldn't use.
I am sorry that there are scammers out there, and I know there are, that have ruined it for people like myself who truly have problems and needs in this day and time. I am one of those people who has always planned ahead and saved for a rainly day, etc. I have went through my savings in the past few years and lost A LOT of money in the stock market and so fourth and so on. I am not asking for hand outs just advise and help so that I can possibly save something I have worked for in my life. Mostly my home, so that I am not homeless with my family, out on the street, forced to live somewhere that I am not comfortable with. Does that make me a bad person? I don't think so. I have given up a lot and sacrificed a lot as well to try and keep things as normal as possible for my kids. I am selling things in my home just to survive now, rather than hanging onto them because I really do not want to part with them. But I know there comes a time you have to do what you have to do to survive especially when you have kids to take care of.
I also do not understand the comment that my husband hasn't worked in 2 years and gets child support (which is only $300/month for 2 kids)?????? What's that all about? And what does it matter anyway? He has full custody of his 2 kids because his wife, that he trusted, decided to embezzle money from her place of employment and therefore went to jail, leaving him with 2 kids to raise, alone with no help from anyone at all, even her family! He took care of the kids for 3 yrs alone and when she got out she still didn't help with the kids until she was forced to pay support which took 9 months to do and thats all she does- no more, no less. So that comment was totally rude and uncalled for. Like I said the people reading this forum don't know the full story of anyone who posts on here and really should understand that sometimes people have more to their story then what you actually see, hear, read, etc. and judgements shouldn't be made on anyone posting for help. I was truly upset when I read some of these posts and thought how can people make such rash judgements about someone they have never met, don't know everything I have been through and are still going through. There is plenty more I could tell you that would make things more clear to those doubters out there but I don't think that every detail should be posted for strangers to read.
Simply put don't judge others based on what you "think." I thank everyone on here who has stood up and said hey wait she isn't asking for hand out or she isn't being that way or this way and realizing that I just wanted some help for my situation. I know there are many going through what I am and thought maybe they could offer advise on what they did and may have worked for them. Thats all.
It truly amazes me the petty things people can come up with to kick a person when they are already down and to make them feel even more terrible about things then they already do. I am talking about my life and struggles and I get people worrying about the fact that I am not writing in paragraphs or answering a comment back fast enough, (Yes I would clean houses, btw! and I have applied to fast food places, grocery stores, 7-11, have my resume posted on here as well, and I have not been hired yet so I am not limiting myself to an upscale job even though that is what I am qualified to do and need to support a family of 5) I think many people would be surprised how many places check your credit now. I know I was surprised too. I have MANY things going on and don't live on the computer, as it seems some of you do, attacking others. I simply thought this was a good forum to find help since it reaches a lot of people in my area and I have posted things in the past and received wonderful assistance.
Lets not forget that my entire life history, nor circumstances, have been included in the small bit of information I posted here on this forum. I just wanted to sum things up enough so people knew where I was coming from, what I was looking for and how they could get the information I needed to me, the correct information, not information that I couldn't use.
I am sorry that there are scammers out there, and I know there are, that have ruined it for people like myself who truly have problems and needs in this day and time. I am one of those people who has always planned ahead and saved for a rainly day, etc. I have went through my savings in the past few years and lost A LOT of money in the stock market and so fourth and so on. I am not asking for hand outs just advise and help so that I can possibly save something I have worked for in my life. Mostly my home, so that I am not homeless with my family, out on the street, forced to live somewhere that I am not comfortable with. Does that make me a bad person? I don't think so. I have given up a lot and sacrificed a lot as well to try and keep things as normal as possible for my kids. I am selling things in my home just to survive now, rather than hanging onto them because I really do not want to part with them. But I know there comes a time you have to do what you have to do to survive especially when you have kids to take care of.
I also do not understand the comment that my husband hasn't worked in 2 years and gets child support (which is only $300/month for 2 kids)?????? What's that all about? And what does it matter anyway? He has full custody of his 2 kids because his wife, that he trusted, decided to embezzle money from her place of employment and therefore went to jail, leaving him with 2 kids to raise, alone with no help from anyone at all, even her family! He took care of the kids for 3 yrs alone and when she got out she still didn't help with the kids until she was forced to pay support which took 9 months to do and thats all she does- no more, no less. So that comment was totally rude and uncalled for. Like I said the people reading this forum don't know the full story of anyone who posts on here and really should understand that sometimes people have more to their story then what you actually see, hear, read, etc. and judgements shouldn't be made on anyone posting for help. I was truly upset when I read some of these posts and thought how can people make such rash judgements about someone they have never met, don't know everything I have been through and are still going through. There is plenty more I could tell you that would make things more clear to those doubters out there but I don't think that every detail should be posted for strangers to read.
Simply put don't judge others based on what you "think." I thank everyone on here who has stood up and said hey wait she isn't asking for hand out or she isn't being that way or this way and realizing that I just wanted some help for my situation. I know there are many going through what I am and thought maybe they could offer advise on what they did and may have worked for them. Thats all.
BS Gal
Voted Nicest in 08
I asked if you could clean houses for a reason. I also suggested Kohls and Olive Garden. I truly feel bad for your circumstances. It seems you have fallen on hard times, but also made some bad decisions (rita's), but i know nothing about that and hindsight is always better than foresight.
Does your family have food? There are good people on here that are willing to lend a hand, but a LOT of us have been scammed before on these forums, so we tend to be a bit cynical. Are you in Charles or St. Mary's? What is your bank saying about forclosing or a quick sale? I know St. Mary's County will NOT allow a family to go homeless. If you are in St. Mary's, there are a lot of places to contact. In the meantime, is there ANYTHING your hubby can do, as far as painting or yard work or ????? I'm not sure how big his disability it, but he should be able to get SSI if his doctors are backing him up. And it should come fairly quickly. I'm honestly trying to help you, but there is not a lot I can do, as I have my own issues.
How old are your kids? Are they in school? You probably already posted that, but I won't go back thru the posts. If they are not in school, that's a big issue unless your hubby is able to take care of them during the day. I'm not sure what you want us to do, except post helpful info and hope something works out for you.
I wish you no ill will, I hope your family's life improves and you get the help you need. IMO, your situation today is primarily the fault of both you and your husband. I would question why someone with a severe back injury for the past three years, who is incapable of working fast food, would buy a fast food business in the last two years. Also I really find it hard to believe you can't find a job at a fast food (McDonalds etc.) establishment. Best of luck though!
VoteJP
J.P. Cusick
Blog-o-sphere
I say you must try not to take what other people say here too personally because it is not really so personal against you.
We all cut-down each other as everybody does in real life, and the ones here talk trash to each other as many have no honor at all.
In real life conversations we laugh at many comments but on a Forum like this we can not hear the laugh just as we can not see the tears when one is hurting.
If you look at other threads here then the same low-life posters are cutting down others or cutting down each other as they do not even know who you are, and we all get trashed or dumped on in our own due times.
That is the beauty of the Forum too in that an ignorant post can be ignored and passed over and take the parts we like and forget the other ones.
It is not just St. Mary's or Southern Maryland because people do act like nit-wits worldwide, and we get these kinds of posters on any Forum anywhere and everywhere on the Internet because that is how most people communicate.
.
I say you must try not to take what other people say here too personally because it is not really so personal against you.
We all cut-down each other as everybody does in real life, and the ones here talk trash to each other as many have no honor at all.
In real life conversations we laugh at many comments but on a Forum like this we can not hear the laugh just as we can not see the tears when one is hurting.
If you look at other threads here then the same low-life posters are cutting down others or cutting down each other as they do not even know who you are, and we all get trashed or dumped on in our own due times.
That is the beauty of the Forum too in that an ignorant post can be ignored and passed over and take the parts we like and forget the other ones.
It is not just St. Mary's or Southern Maryland because people do act like nit-wits worldwide, and we get these kinds of posters on any Forum anywhere and everywhere on the Internet because that is how most people communicate.
.
Not nice.
Baja28
Obama destroyed America
YAY!!! Paragraphs! See, I read it this time!
BS Gal
Voted Nicest in 08
I'm not even going to mention what you should consider cause i'm not that rude.
bohman
Well-Known Member
And my iggy list goes +1 again.
Qurious
Im On 1.
i am totally not buying the fact you went to social services on an income of $800 a month and they told you that you qualify for no assistance.
There are several eligibility requirements that include resource and income limits. Households may have up to $2,000 in countable resources, which includes a bank account. If a member of the household is 60 or older, a person with disability, countable resources increase to $3,000.
Most households must meet a gross income test (130 percent of poverty). If the household includes an elderly person or a person receiving disability benefits, only the "net test" must be met.
Deductions from gross income: 20 percent of earned income, a standard deduction according to household size; a dependent-care deduction; any medical expenses in excess of $35 for elderly or disabled members; housing and legally owed and paid child support.
there is something you aren't telling us. And please give me the name of your caseworker down at DSS who told you that you and your husband should separate and u should come back and reapply to get benefits. That's fraud.
Yes we all struggle and go through rough times, but it's times like these were people need to be honest with themselves about what they are and aren't doing to make things better. You own a home for christ sakes, do you know how many families DSS has had to put up in Super 8 hotels in Waldorf because of the housing crisis?
And i'm not being mean, but there is a time to hear brutal truth....get rid of your pets, that will cut down on expenses. All these job offers in this thread and it's after the new year and you are still unemployed? They just opened up a Xmas Tree Shops in waldorf they are hiring a staff of over 100 people...stockers, customer service workers...seriously there are so many jobs out there....i'm just not understanding people who have a history of living life well and then make bad decisions and BAM all of a sudden they are lost and have no idea how to live. Be glad you aren't out on the street!
once again........i wanna know who at DSS told you that dumb isssh....your whole situation has got me HEATED.
There are several eligibility requirements that include resource and income limits. Households may have up to $2,000 in countable resources, which includes a bank account. If a member of the household is 60 or older, a person with disability, countable resources increase to $3,000.
Most households must meet a gross income test (130 percent of poverty). If the household includes an elderly person or a person receiving disability benefits, only the "net test" must be met.
Deductions from gross income: 20 percent of earned income, a standard deduction according to household size; a dependent-care deduction; any medical expenses in excess of $35 for elderly or disabled members; housing and legally owed and paid child support.
there is something you aren't telling us. And please give me the name of your caseworker down at DSS who told you that you and your husband should separate and u should come back and reapply to get benefits. That's fraud.
Yes we all struggle and go through rough times, but it's times like these were people need to be honest with themselves about what they are and aren't doing to make things better. You own a home for christ sakes, do you know how many families DSS has had to put up in Super 8 hotels in Waldorf because of the housing crisis?
And i'm not being mean, but there is a time to hear brutal truth....get rid of your pets, that will cut down on expenses. All these job offers in this thread and it's after the new year and you are still unemployed? They just opened up a Xmas Tree Shops in waldorf they are hiring a staff of over 100 people...stockers, customer service workers...seriously there are so many jobs out there....i'm just not understanding people who have a history of living life well and then make bad decisions and BAM all of a sudden they are lost and have no idea how to live. Be glad you aren't out on the street!
once again........i wanna know who at DSS told you that dumb isssh....your whole situation has got me HEATED.
VoteJP
J.P. Cusick
Blog-o-sphere
I must agree with above, and her story does not add up with reality.
DSS would never say to a husband and wife to break-up, and $800 per month for a family of 4 is poverty by DSS standards.
Her profile says she is a Travel Agent link then her home page is HERE and that means she has a Cruise business still going on.
Very peculiar indeed.
.
I must agree with above, and her story does not add up with reality.
DSS would never say to a husband and wife to break-up, and $800 per month for a family of 4 is poverty by DSS standards.
Her profile says she is a Travel Agent link then her home page is HERE and that means she has a Cruise business still going on.
Very peculiar indeed.
.
Busterduck
Kiss my Ass
Did either you or your husband file for unemployment? The other question I have is if your accident wasn't your fault, why did you have to purchase another car? The other person's insurance didn't fix your vehicle.
I could use some help cleaning horse stalls. It is hard work and not fun. Perhaps wouldn't be appropriate for your hubby since his back but if you are interested let me know.
Good luck to you both.
Baja28
Obama destroyed America
JP has a husband?
Busterduck
Kiss my Ass
blondie4512
New Member
I know there are a few of companies that would deny you employment because of credit, but that is a very few. Unless you are required to have a clearance, a lot of times you can explain your situation to hr. My credit went far downhill with my divorce but I was still able to find a job with a very well known fortune 500 hundred company. And Also was offered other jobs with a few other companies before I accepted this one...
Yes I am in Charles Co. Applying for SSI isn't something he wanted to do because 1) he wanted to work and earn money and knew SSI would not pay enough to cover our bills and 2) it would take very long to get it. I have never heard of anyone applying for it and getting a yes right away,unless you are ina near death type situation. I know people who have been seriously injured at work and have fought for years to get disability. At this time applying for it is most likely what he will do because he has had at least 5 docs tell him he can't work and needs to stop kidding himself because he tells them he wants to work and provide for our family and he has the jobs that pays the most versus what I can get right now. But now he realizes that is what is making his situation worse by working. However, applying for disability is not going to help me now! And NOW is when I need the assistance before loosing my home, etc.
I want to work but I need a job to help support the home by myself and now with only having 1 car (because of someone who decided to make an illegal turn in the middle of Route 5 and hit me) I lost a 2007 truck we had and then had to get a unreliable car that has some issues because thats all we could afford. So we are trying to operate on 1 car at that. That is even more difficult to do to get us both working on 1 car and having kids that I need to get on the bus and cannot afford a babysitter so that is out too. There are many things affecting our situation, It is not as black and white as some of you may think it is.