MVA insurance lapse fine

[Softballkid]

I'd try going, not calling, actually going to a main MVA (G.B), take everything you can, all the paperwork from the shop (date they recieved vehicle through the date they turned it back over to you), the insurance paperwork, etc..

You're going to have a fine, no doubt, it's Maryland, but you may get it reduced, and they can work out a payment plan for you. (Which is probably going to end up being your best bet)

Also hope you get there early enough that someone else hasn't already pissed off everyone so you can try to catch someone in a good mood. Hopefully in the holiday spirit!!! And remember, if you catch an attitude, expect no help, no sympathy, no reduction...

They basically have your balls on the table, and there going to be hit... just depends on which weapon they choose

 

[thatguy]

Wirelessly posted

Sell your truck. Easier, cheaper way.
If it has been sidelined for a year, then you got by without it..so sell it and kiss MVA goodbye!

Selling the vehicle no longer solves the problem. Once upon a time the fine was tied to he vehicle, now it is tied to the owner. If you sell the car you won't be able to title or register anything in MD until you pay the fine. Call the MVA and be persistent in asking for help, if you are lucky they will reduce the fine

 

[ginwoman]

Sell your truck. Easier, cheaper way.
If it has been sidelined for a year, then you got by without it..so sell it and kiss MVA goodbye!

You mean sell the truck and pay the fine right? He can't do sheet until that fine is paid off.

 

[Gilligan]

Wirelessly posted



Selling the vehicle no longer solves the problem. Once upon a time the fine was tied to he vehicle, now it is tied to the owner. If you sell the car you won't be able to title or register anything in MD until you pay the fine. Call the MVA and be persistent in asking for help, if you are lucky they will reduce the fine

What he said. And the outstanding balance will typically be used as the reason to prevent you from executing any other business with MVA until it's paid off.

I let someone borrow my tag to take a vehicle home that they bought from me and they were very slow in returning it; meanwhile I had let the insurance lapse and received a letter with a hefty fine notice about a month later. I did get a break from MVA on the amount of the fine by having the guy who had my tag send me copies of the new title and tags that he had obtained, thus proving that the vehicle had not been driven on my tags without insurance.

 

[Theodore]

or you can do what I did with my motorcycle. I took it to the salvage yard and told them they could have it if they would back date the paperwork to before the the insurance was dropped. it worked for me. My fine was over $1500.00 the bike was not worth $100.00. old bike i used just for emergency transportation.

 

[smilin]

Amnesty? No way, they don't care what your situation is. However, they will let you make payment arrangements with a percentage down and make monthly installments. Call them.

Happened to me years ago to the tune of around $3500....Somebody forgot during a move between houses.
The MVA wouldn't budge, so I ended up on a multi year payment plan.
They will attach your refund, bar you from getting a license, tags, registration etc. until you make arrangements with them.
I would go up and plan to pay a down payment then see about monthly payments.
Good luck, you will need lots of patience.

 

[BernieP]

You're screwed

yep
hell the insurace agents will tell you to turn in the plates, get a receipt and then wait 48 hours to cancel you insurance just to make sure the state updates their system. What I've been told is that it's the state system that counts, it's the system of record.

 

[vince77]

DMV is not going to budge with the OP story..they hear that all the time..setup a payment plan

 

[acommondisaster]

Glen Burnie's a good idea. They're not all heartless bastages there. Our insurance lapsed on 4 cars when we moved. (long story, but basically our phone number changed and our mail was returned to the insurance company, even though we did a change of address) We were uninsured for a month or so before we realized we hadn't seen an insurance bill in awhile.

We were fortunate - our insurance company acknowledged that they'd had our email address and hadn't tried to contact us via email and reinstated us at our "you've been with us for 20 years" rate. About a month after we picked up insurance again, we got our MVA fine notification. A trip to Glen Burnie with documentation from the insurance company, they dropped the fines.

Lesson learned for you, next time call the insurance company and have them put the vehicle in a "not being driven" status.

 

[smilin]

There is only one way I have heard of not paying:
Friend showed up at the MVA with a notice that he owed thousands in fines.
When the clerk said "NEXT", he showed her the notice, then waited to tell her that the owner of the vehicle had DIED.
After the usual officious rustling of paper he told her.
Clerk looked wistfully at the fine and said: "Well, we're not getting any of that...."
Only way I know of not paying in this state.

 

[DooDoo1402]

There is only one way I have heard of not paying:
Friend showed up at the MVA with a notice that he owed thousands in fines.
When the clerk said "NEXT", he showed her the notice, then waited to tell her that the owner of the vehicle had DIED.
After the usual officious rustling of paper he told her.
Clerk looked wistfully at the fine and said: "Well, we're not getting any of that...."
Only way I know of not paying in this state.

hmmmm... hope you don't write for a living.

 

[smilin]

hmmmm... hope you don't write for a living.

Not to worry....

 

[czygvtwkr]

Maryland is a small state....