That's all true - here in Hillsborough County they property appraiser reassess every four - five years, but the minimum tax is due Nov 30th, increasing each month until April 30th. Even a better way, many lenders do not require escrow for taxes or insurance if you have at least 50% equity in your property. Since our first home in 1979, we've gone that route and although it is a chunk of change to fork out once a year, simple planning for it suffices. Still, I hate paying it.What part doesn't make since? Anyone can go to the county treasurer and pay their property taxes directly. If your mortgage company is paying them out of escrow, you can show them that you've already paid the tax and they will lower you're monthly mortgage payment accordingly for that tax year. Or, you can just leave it alone and you'll get an escrow overage refund when they do the annual escrow reconciliation. It's not difficult.