_FOX.FORD_
New Member
So I Just Found Out Im Prego But I Have No Insurance? I Do Have An Income. Does Anyone Have Any Suggestions For Were Or What Kind Of Insurance I Can Get To Take Care Of Me??
Pregnant
- Thread starter _FOX.FORD_
- Start date
TurboK9
New Member
Well, depending on the amount of income, you may be able to get free medical from the sate. Oh I just KNOW half our forumites will love THAT.
CableChick
Loved
Dymphna
Loyalty, Friendship, Love
I used to work for social services and my main job was processing applications for this program when it was called something else. The income levels are higher than standard medical assistance or other programs offered by social services.
_FOX.FORD_
New Member
Well, depending on the amount of income, you may be able to get free medical from the sate. Oh I just KNOW half our forumites will love THAT.
I KNOW I FEE LIKE POO! I AM IN THE PROCESS OF DOING A WEDDING THAT WILL HAVE TO BE MOVED, AND I WAS GOING TO GET ON MY HUSBANDS INSURANCE WHEN I GOT MARRIED BUT, IM JUST LOOKING FOR OPTIONS??
Cowgirl
Well-Known Member
You can always do a quick court house wedding so you can get insurance. Then have the ceremony at a later date.
huntr1
.
You can always do a quick court house wedding so you can get insurance. Then have the ceremony at a later date.
n0n1m0us3
why so serious
You can always do a quick court house wedding so you can get insurance. Then have the ceremony at a later date.
Many carriers will consider an existing pregnancy that isn't already being covered by an existing insurance policy a preexisting condition and will not cover it.
CableChick
Loved
lovinmaryland
Well-Known Member
Most policies do not cover pregnancy for the first 18 months. So if she signs up and goes to the dr's office a few weeks later, they do a sonogram.. then the insurance company will have an estimate of when she conceived... which at this point is before she got married and secured coverage under her new husbands policy.
n0n1m0us3
why so serious
CableChick
Loved
Well what if she didn't realize she was pregnant. Get it? Doesn't anyone know how to play the system? Sheesh.
n0n1m0us3
why so serious
It doesn't matter if she knew or not. Regardless of her knowledge she's still pregnant.
Chasey_Lane
Salt Life
My company health plan covers you from day one, however; you must have STD for 9 months before you can file a claim based on pregnancy.
Chasey_Lane
Salt Life
Something to consider: a marriage would be a qualifying event for health benefits out of the normal enrollment period.
Cowgirl
Well-Known Member
I'd still say it's worth getting married quickly for benefits. Maybe they can call the insurance company and ask what their policy is (about the pregnancy).
lovinmaryland
Well-Known Member
It doesnt matter if she knew or didnt, those are the companies rules. She could wait 6 months to go to her first appointment, but once the insurance company finds out that she conceived before securing insurance w/ them it will be excluded.
It is the same thing for Aflac. They have maternity benefits that help cover your post partum time from work. But you have to have the policy in force for 18 months before coverage starts.
That is true marriage or having a child are both options of getting insurance instantly even if it is not enrollment time. If it were me though I would ask to see a copy of the policy and call HR to see if the pregnancy would be covered. I for one know how expensive it is to have a baby w/ out insurance.
kom526
They call me ... Sarcasmo
Should have looked for "options" sooner.
DEEKAYPEE8569
Well-Known Member
I just had an image of a 9-month-old squeezing out, gasping for air, saying, "IKENBREEV!!" " "AIR!"
Made myself laugh.....:shrug:
I thought the idea was to NOT catch an STD.