Prepaid Legal Representation??

sleuth

Livin' Like Thanksgivin'
Found this... which describes Prepaid Legal services as being similar to an HMO:
http://info.insure.com/legal/prepaidlegal.html

I found this, specifically about the company in question - looks like it is an MLM but that most people are happy with the service. It does have limitations:
http://www.cbc.ca/consumers/market/files/money/prepaidlegal/

Several reviews, both good and bad. I guess you have to know what you're paying for to determine whether it's worth it:
http://www.stretcher.com/stories/04/04jul19a.cfm

From MLM watchdog:
http://www.mlmwatchdog.com/Report_PrepaidLegal2.html

More info about preventive law:
http://www.legalsurvival.com/discount_legal_plans.html
 

cattitude

My Sweetest Boy
sleuth said:
Found this... which describes Prepaid Legal services as being similar to an HMO:
http://info.insure.com/legal/prepaidlegal.html

I found this, specifically about the company in question - looks like it is an MLM but that most people are happy with the service. It does have limitations:
http://www.cbc.ca/consumers/market/files/money/prepaidlegal/

Several reviews, both good and bad. I guess you have to know what you're paying for to determine whether it's worth it:
http://www.stretcher.com/stories/04/04jul19a.cfm

From MLM watchdog:
http://www.mlmwatchdog.com/Report_PrepaidLegal2.html

More info about preventive law:
http://www.legalsurvival.com/discount_legal_plans.html

Sounds like you've already made up your mind. I say go for it. :yay:
 

sleuth

Livin' Like Thanksgivin'
cattitude said:
Sounds like you've already made up your mind. I say go for it. :yay:
I dunno. I may meet with the guy to hear his pitch. Then make a decision.
There's no contract so I suppose I could cancel anytime.

The fact that it has limitations (free telephone advice, but only one letter per incident, additional charges for anything above that) makes me feel a little better about the validity, the "no free lunch" idea.

Haven't made up my mind. It looks like it could be a fairly inexpensive experiment.
 

MMDad

Lem Putt
Let me see if I got this right:

Question - What do you guys think of this?

Answers: Don't do it, scam, go to a real lawyer, run away.

Result: Okay, I think I'll do it.
 

Nickel

curiouser and curiouser
MMDad said:
Let me see if I got this right:

Question - What do you guys think of this?

Answers: Don't do it, scam, go to a real lawyer, run away.

Result: Okay, I think I'll do it.
:nerd:
 

Nickel

curiouser and curiouser
sleuth said:
The fact that it has limitations (free telephone advice, but only one letter per incident, additional charges for anything above that) makes me feel a little better about the validity, the "no free lunch" idea.
Does this remind anyone else of a pay phone? :popcorn:
 

sleuth

Livin' Like Thanksgivin'
MMDad said:
Let me see if I got this right:

Question - What do you guys think of this?

Answers: Don't do it, scam, go to a real lawyer, run away.

Result: Okay, I think I'll do it.
Nope... That's not the result.
The result is... I haven't decided yet.

I wasn't asking whether anyone thought I should do it. I was asking whether anyone has ever used or ever heard of this type of service being offered, and whether anyone has had good experiences with it.

It's easy to say "It's a scam. I don't trust it. Sounds too good to be true. Blah blah blah" with no other data to support your claim. I'm a natural born skeptic myself and that's why I posed the question in the first place. I raise my eyebrow at it because it's something I haven't seen before.

What I want to know is whether it truly is a scam, or is it a new way of doing business that just hasn't been tried before, but is in fact legit? At some point, buying books off Amazon.com was probably figured to be a scam, too. Now you do it without even thinking about it.
 

awg9tech

New Member
sleuth said:
It's easy to say "It's a scam. I don't trust it. Sounds too good to be true. Blah blah blah" with no other data to support your claim. I'm a natural born skeptic myself and that's why I posed the question in the first place. I raise my eyebrow at it because it's something I haven't seen before.

The pre-paid attorney system has been around for quite some time, I’ve heard both good and bad. Remember, an attorney works for you (supposed to anyway), they are an “employee”, so go interview a few local ones and get a feel for them. Tell them how you plan to use their services and see what they offer. If you still are interested in the pre-pay, and indeed if there are no “contracts”, you could sign up for a month, then bring them a problem/question (will/power of attorney/question about a local utility bill ect.) and see how it gets handled. If your not satisfied, just walk away. Yea, you lost $60 but, I’d rather know what I’m not getting, than to not know what I am getting.
You’re doing the right thing by asking questions now. When you’re looking for an attorney because you need one, it’s usually too late.
 
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