Alright I apologize as well, and if I didn't come off as clearly as I should have I am sorry. I really don't think HOA's are great, it is the town and county pushing their responsibilities to their citizens off on HOA's. (My dad and I had a long discussion about the similarities in HOA charters to the bylaws and zoning laws that towns enforce or don't up here). I also said early on in that debate that I was trying to get the lesser/most relaxed of all the HOA's since there didn't seem to be any way around them. I am relying on the information from the Realtors' websites and I don't see many homes listed on them that are not included in HOA's. I was wondering about the one in Lusby on this street because the picture on the realtor's website was horrendous. I also had mentioned that I would deal with an HOA if it meant getting my kids into Calvert County Schools because supposedly they have more $$$ to spend per pupil. As a parent you put up with things that ordinarily you wouldn't for the sake of your children wouldn't you agree? I don't mean to come off bitchy, I am tired and had a long night so I am not up for another fight. And I am not Happily looking at properties in HOA's but they seem to be the only ones readily listed on various realty websites. So it is a matter of personal sacrifice for the benefit of my kids and also keeping the drive time down to work for my hubby. I would have loved the one in St. Leonard, big piece of land, needed more work but no HOA, so overall my belief is still the same, but the situation I have been dealt requires having to sacrifice some of it to get what I want for the rest of my family.