Consolidating Student Loans

itsbob

I bowl overhand
Ponytail said:
When YOU were in college, there were no such thing as on-line forums. You did all of your "unloading" with friends or family, or maybe you didn't need to. That's fine too.

Janey is young, but quite normal. Give her a friggin' break for making an effort. For cryin out loud, she's gotten this far in life in this area without getting knocked up or locked up, which is quite rare around here if you haven't noticed. She might be lacking slightly with direction now, but it is quite normal. There's folks here twice her age with the same problem, but ya'll think that THEY'RE funny!? :whistle:

:peace:

I've NEVER beaten up on her, as a matter of fact if you read back to my FIRST post in this thread it was aimed at helping her consolidate her loans, as she SHOULD be worried about loan payments after she graduates..
Loan payments of 2 3 or $400 dollars a month can be brutal at a normal starting wage, when you can consolidate and bring it down to $100 - 150.

SHE brought WORRYING about the graduation party, to which I replied before she worried about a party, that was going to happen with or without her worrying, worry about finding employment.

As far as enjoying college, no I didn't live in the dorms, I went to a school that was local that I could commute to (40 miles each way) and still work full time, now when you have a family of six and trying to graduate, yes I would say I had bigger things to worry about then a party..

And no forums when I went to college?? I just graduated 2.5 years ago.. I THINK the internet was here, matter of fact i am POSITIVE Al Gore made sure my college campus was wired with the internet before I got there.. and I kept people on the forums taht I chat(ted) in up to date on what was going on, where I was, when I was planning on graduating, but not once did I ever say WOE is me.. my life is soooo hard.. but what did happen was several adults in the forum going back to school because of my bringing up my experiences as an adult student.

I think Janey is doing fine, but she has to understand how lucky she really is. She CAN go to college when she's young, before she has other commitments, before a family. She has no mortgage to pay, or electric bill..... Some of us didn't have that opportunity to go to school when we were 18 or 19, I think I would have loved to have had that opportunity so I COULD have experienced college they way an 18 or 19 year old does.

In short, I think maybe just once we would like to see her say "thank god, thank my parents, for getting me this far" Lets see her be thankful and appreciative for what she is getting and not constantly whine about every little thing she thinks is wrong with her life.
 
D

dems4me

Guest
itsbob said:
... i am POSITIVE Al Gore made sure my college campus was wired with the internet before I got there.. ]





I just KNEW you were a Democrat :huggy:
 

itsbob

I bowl overhand
And Janey, just to show I care.. if it gets too bad and you need some help, we would love to have a maid come in and clean once or twice a week, do laundry.. just don't let me catch you fondling my boxers.. dust, things of that nature And if you are REALLY in need we can let you do the lawn too..

I'd have my own daughter come down to do it, but I can't afford her rates!!
 

crabcake

But wait, there's more...
jazz lady said:
Thank you and pixie. What you two wrote is exactly my point. I wasn't trying to belittle her accomplishments, for I think ANYBODY who goes to college should be commended. I have told her that before on the boards and in karma.

Rather, she is so focused on the trivial negative aspects that she's lost sight of the excitement of moving towards the future and enjoying something that a lot of people never have the opportunity to experience. At 21, Janey IS an adult and if she expects to be treated like one, she needs to ACT like one. Everybody has their fears about the uncertainty of the future. It's normal and a part of life. But concern about not graduating so she can't have a graduation party should be the least of her worries.
Great post Jazz! :clap: :clap:

Janey -- here's your solution: sign up to join the military as a commissioned officer ... they'll pay off your loans, and you can combine your graduation and going away party all in one, AND you'll have a job w/benefits and decent pay. :yay:
 

itsbob

I bowl overhand
crabcake said:
Great post Jazz! :clap: :clap:

Janey -- here's your solution: sign up to join the military as a commissioned officer ... they'll pay off your loans, and you can combine your graduation and going away party all in one, AND you'll have a job w/benefits and decent pay. :yay:
Officers don't get their loans paid off, just deferred.. only enlisted, and it used to be only enlisted ARMY got their student loans paid off.. still not a bad option for Janey, give a little something back to the country that has given you so much.. and get out in three years debt free!!
 

crabcake

But wait, there's more...
itsbob said:
Officers don't get their loans paid off, just deferred.. only enlisted, and it used to be only enlisted ARMY got their student loans paid off.. still not a bad option for Janey, give a little something back to the country that has given you so much.. and get out in three years debt free!!
Actually, I believe the AF has a program depending on what your degree is in and your line of work in the AF where they'll pay off some/all of your college debt. I could be wrong, but I remember discussions about it not too long ago.

Remember, bob, you're an old fart who's been in the work place for a long time so it's so totally different for you! :duh:
 

itsbob

I bowl overhand
crabcake said:
Actually, I believe the AF has a program depending on what your degree is in and your line of work in the AF where they'll pay off some/all of your college debt. I could be wrong, but I remember discussions about it not too long ago.

Remember, bob, you're an old fart who's been in the work place for a long time so it's so totally different for you! :duh:
They maybe old farts but they can still peel the paint off of the walls..


and I'm NOT that old..



(but ask BG to show you her AARP card next time you see her, gotta LOVE all those discounts we get!!)
 

janey83

Twenty Something
I *am* grateful to my parents for encouraging me to go to college & being there whenever I needed their support...and when I graduate, it's almost like it's their accomplishment too, b/c they were there every step of the way. There's no way I could've made it this far without them. And I'm very grateful to my dad for helping me with connections for summer work, but holy crap I just got called into work and I gotta go.
 
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