The first thing I saw was "Santa Barbara." It's a ritzy beach town.
I have no sympathy for someone who tries to live above their means and can't afford it.
If she wants to live inside, she should move somewhere that she can get a decent job and rent isn't outrageous.
Stupid entitlement society.
Thanks for the advice. I talked to State Farm today, they said it's an extremely fast car (even though the ignition cuts off once you top 100 - it's a GM) and that's part of it. Got it lowered by $60/month (which I can live with). Once I turn 21, the rates will drop down to $225/month since I drive less than 20 miles to work.That's still outrageously high.
This does make a difference. I'm not taking any classes right now. I couldn't afford to do a full-time college course when I was, no more than three classes at a time for me. I was burned out doing full-time classes and working full-time.She's a full-time student.
You gotta love the California. They have parking lots just for homeless people sleeping in cars.
Fret not. Barack Obama will be President soon and then we will have no homeless and the mortgage crisis will magically right itself.
Prices are low and you're STUPID if you don't buy now. Why the hell would you wait until the market picks up and homes cost more?
You wouldn't. Unless you're stupid.
There's a 5 BR, 3 BA right up the street from me that is a creampuff - great condition, hardwood floors, brick fireplace, family room, nice lot, fabulous neighborhood (if I do say so myself) for only $299,900. Mortgage payment of $1600 a month.
There's another one in Excuse the Eff Out of Me Society Hill in Ltown for $229,900, 3 BR, 2BA - $1200 a mo.
A big fat ol' house, 4 and 3, in Great Mills, for $1350 a mo.
And you'll OWN it!
You are TOTALLY not going to get that kind of deal a year from now.
Buy low. Sell high. Duh.
Prices are low so NOW is the time to buy.
If you have decent credit and can actually afford to buy a home, NOW IS THE TIME!
Don't be stupid and let this buyer's market opportunity pass you by.
So STOP that renting!!! Renting is for losers! The American dream is to OWN a home, not friggin rent one.
And NOW is the time.
Like this wasn't a clue that she was in trouble??
Good thing she didn't buy a house where a lender wouldn't have allowed 75% of her income to go towards her payment.
Of course if she BOUGHT a house when she was 30 it would have been bought and paid for, but such is the life of a renter.
And she's FORCED to live in a car, but has enough money to care for two dogs??