About 9 years ago, I had a truck loan with RBS Citizens Bank. Easiest bank I've ever dealt with in terms of making an online payment. I'm not normally an online/phone app user - want to see and talk to the people I'm doing business with. No account setup or password required with Citizens at the time. Put in your billing zip code, last 4 of your account #, and payment info - BOOM - payment made! The quickest way ever to make an online payment. Wish they were all this easy - something about setting up an online account with these financial institutions that makes me uncomfortable.
As far as SunTrust - they held my mortgage for 20 years. Never sold it to anyone. Payment coupon book mailed to me every year. Mailed them a check every month. Never had a problem. But I also paid my own taxes and insurance - no escrow to get in the way. That loan was paid off 5 years ago before the merger.
I tried opening a checking account with SunTrust about 3 years ago when they sent me an offer of giving me $100 if I had the account open 90 days and did a monthly EFT, or something like that. In the end, didn't do it because it was just too many hoops to jump through for that $100 - not worth my time. But I do recall the California branch reminding me of being in a DC liquor/lottery store - all the bullet proof glass and small slot for passing my money through and not being able to hear the tellers well. Nope - not for me.
Just recently opened a business checking account with Community Bank - was surprised about all the personal questions they asked me, like what would my average monthly deposit amount be? I don't know - I'm a grain farmer - some months $0, other months tens of thousands of $. Something about watching for fraud if there was activity out of the norm. Yeah - not buying it. I just want a place to put my money and write some checks with a friendly attitude from the tellers - nothing more, nothing less. The mattress is looking more appealing every day. A video posted by
@LightRoasted yesterday mentioned trying to start a trend of "cash only Friday". I could probably live with cash only everyday as the government is trying to spy on our bank accounts more.