This is our experience. Our bank account was hacked 6 months ago. M&T was on top of it and cancelled our 20+ year old account and started a new one. In the meantime, the new account was not filed with the IRS because of the filing extension. The first attempt to deposit the help check was on 4/15 and rejected. Now it shows that a second attempt will be made on the 24th, and then it will be mailed. I don’t get the try again thing. And, I will be surprised if we ever get the check(s). If we do, we are donating them to charity. God bless US all.